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Single Family ResidenceResidential
$692,356$305 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3845 N RIVER RD

PALISADE, CO 81526
2
Beds
2.5
Baths
2,270 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
2000
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$692K
$610K low$775K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$561,446
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$449,157
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.19%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$130,910
RELIANCE MORTGAGE INC · recorded Dec 12, 2001

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,993 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$41,210 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,190
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$30,020
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$37,670
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$659,320

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bi-Level
CountyMESA
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2010
Lot (acres)The size of the land the home sits on, from county records.0.13
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckPatio · 444 ft²Porch · 444 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Taylor Elementary SchoolA-
Elementary · Grades PK–5 · 0.9 mi
H
Palisade High SchoolC+
High · Grades 9–12 · 1.7 mi
M
Mount Garfield Middle SchoolC+
Middle · Grades 6–8 · 3.8 mi

District: Mesa County Valley School District 51

Neighborhood · ZIP 81526These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.91
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.110

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.5,150
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.58 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,205
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,215
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.15 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.71%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3845 N River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Mesa County
  • Costs more per square foot than 79% of homes in Mesa County
  • Bigger than 84% of homes in Palisade
  • Has a smaller lot than 90% of homes in Palisade 81526
  • Newer than 81% of homes in Palisade

What homes are worth in Palisade 81526

Each bar is how many homes fall in that price range. The marker is this home.

This home
$165K$1.1M

This home is worth more than 76% of homes in Palisade 81526.

How it measures up in Palisade 81526

The dot is this home. The mark in the middle is the typical home in Palisade 81526.

Estimated value$692,356
CheaperTypical $553,357Pricier

Pricier than 76% of homes nearby

Price per ft²$305
CheaperTypical $328Pricier

Pricier than 37% of homes nearby

Living area2,270 ft²
SmallerTypical 1,618 ft²Bigger

Bigger than 79% of homes nearby

Lot size0.13 ac
SmallerTypical 1 acBigger

Bigger than 10% of homes nearby

Year built2000
OlderTypical 1980Newer

Newer than 80% of homes nearby

How 3845 N River Rd ranks against every home in each area.
MeasureThis homePalisadePalisade 81526Mesa County
Estimated valuepricier than$692,35685% of homes76% of homes87% of homes
Price per ft²pricier than$30535% of homes37% of homes79% of homes
Living areabigger than2,270 ft²84% of homes79% of homes82% of homes
Lot sizebigger than0.13 ac12% of homes10% of homes13% of homes
Year builtnewer than200081% of homes80% of homes69% of homes

About 3845 N River Rd

How much is 3845 N River Rd, Palisade, CO worth?

The TopHap Estimate for 3845 N River Rd, Palisade, CO is $692,356 as of Jul 14, 2026. The likely range is $609,549 to $775,163. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3845 N River Rd, Palisade, CO last sell?

3845 N River Rd, Palisade, CO last sold on Mar 21, 1989, according to the county's recorded deed.

How big is 3845 N River Rd, Palisade, CO?

3845 N River Rd, Palisade, CO has 2 bedrooms, 2.5 bathrooms, 2,270 square feet of living space and a 0.13-acre lot.

When was 3845 N River Rd, Palisade, CO built?

3845 N River Rd, Palisade, CO was built in 2000, making it 26 years old. It is a bi-level home. The building has 2 stories.

What schools serve 3845 N River Rd, Palisade, CO?

3845 N River Rd, Palisade, CO is assigned to Taylor Elementary School (elementary), rated A-; Palisade High School (high), rated C+; Mount Garfield Middle School (middle), rated C+. All sit in Mesa County Valley School District 51. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3845 N River Rd, Palisade, CO compare to other homes in Palisade 81526?

Among the 2,161 homes in Palisade 81526, it is worth more than 76% of them ($692,356 against a typical $553,357), its price per square foot is higher than 37% of them ($305 against a typical $328), it is bigger than 79% of them (2,270 ft² against a typical 1,618 ft²), its lot is bigger than 10% of them (0.13 ac against a typical 1 ac) and it is newer than 80% of them (2000 against a typical 1980). Measured against all of Mesa County, it is worth more than 87% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3845 N River Rd, Palisade, CO?

The 2025 property tax bill for 3845 N River Rd, Palisade, CO was $2,993. The county assessed it at $41,210.

Closest homes

More homes in Palisade 81526

Assigned schools

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