Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$218,006$233 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $144,500 on Mar 5, 2021

3850 LORAINE AVE SW

GRAND RAPIDS, MI 49548
1
Baths
936 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.27 ac
Lot SizeThe size of the land the home sits on, from county records.
1926
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$218K
$207K low$229K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$144,500 · Mar 5, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$30,731
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$24,585
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.98%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$137,275
NORTHERN MORTGAGE SERVICES LLC · recorded Mar 5, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
LAKE MICHIGAN CU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,024 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$98,100 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$91,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$196,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
73
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKENT
Lot (acres)The size of the land the home sits on, from county records.0.27
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Godwin Heights Middle SchoolB-
Middle · Grades 5–8 · 0.4 mi
H
Godwin Heights Senior High SchoolB-
High · Grades 9–12 · 0.4 mi
E
North Godwin Elementary SchoolC-
Elementary · Grades 2–5 · 0.6 mi

District: Godwin Heights Public Schools

Neighborhood · ZIP 49548These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.89
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.77
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.35,310
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,391 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,248
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,593
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3850 Loraine Ave Sw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Kent County
  • Smaller than 91% of homes in Kent County
  • Has a bigger lot than 77% of homes in Grand Rapids 49548
  • Older than 95% of homes in Grand Rapids 49548

What homes are worth in Grand Rapids 49548

Each bar is how many homes fall in that price range. The marker is this home.

This home
$127K$384K

This home is worth more than 36% of homes in Grand Rapids 49548.

How it measures up in Grand Rapids 49548

The dot is this home. The mark in the middle is the typical home in Grand Rapids 49548.

Estimated value$218,006
CheaperTypical $237,421Pricier

Pricier than 36% of homes nearby

Price per ft²$233
CheaperTypical $228Pricier

Pricier than 54% of homes nearby

Living area936 ft²
SmallerTypical 1,016 ft²Bigger

Bigger than 35% of homes nearby

Lot size0.27 ac
SmallerTypical 0.18 acBigger

Bigger than 77% of homes nearby

Year built1926
OlderTypical 1956Newer

Newer than 5% of homes nearby

How 3850 Loraine Ave Sw ranks against every home in each area.
MeasureThis homeGrand Rapids 49548Kent County
Estimated valuepricier than$218,00636% of homes12% of homes
Price per ft²pricier than$23354% of homes44% of homes
Living areabigger than936 ft²35% of homes9% of homes
Lot sizebigger than0.27 ac77% of homes48% of homes
Year builtnewer than19265% of homes18% of homes

About 3850 Loraine Ave Sw

How much is 3850 Loraine Ave Sw, Grand Rapids, MI worth?

The TopHap Estimate for 3850 Loraine Ave Sw, Grand Rapids, MI is $218,006 as of Jul 14, 2026. The likely range is $207,124 to $228,888. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3850 Loraine Ave Sw, Grand Rapids, MI last sell?

3850 Loraine Ave Sw, Grand Rapids, MI last sold on Mar 5, 2021 for $144,500, according to the county's recorded deed.

How big is 3850 Loraine Ave Sw, Grand Rapids, MI?

3850 Loraine Ave Sw, Grand Rapids, MI has 1 bathrooms, 936 square feet of living space and a 0.27-acre lot.

When was 3850 Loraine Ave Sw, Grand Rapids, MI built?

3850 Loraine Ave Sw, Grand Rapids, MI was built in 1926, making it 100 years old. The building has 1 story.

What schools serve 3850 Loraine Ave Sw, Grand Rapids, MI?

3850 Loraine Ave Sw, Grand Rapids, MI is assigned to Godwin Heights Middle School (middle), rated B-; Godwin Heights Senior High School (high), rated B-; North Godwin Elementary School (elementary), rated C-. All sit in Godwin Heights Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3850 Loraine Ave Sw, Grand Rapids, MI compare to other homes in Grand Rapids 49548?

Among the 9,141 homes in Grand Rapids 49548, it is worth more than 36% of them ($218,006 against a typical $237,421), its price per square foot is higher than 54% of them ($233 against a typical $228), it is bigger than 35% of them (936 ft² against a typical 1,016 ft²), its lot is bigger than 77% of them (0.27 ac against a typical 0.18 ac) and it is newer than 5% of them (1926 against a typical 1956). Measured against all of Kent County, it is worth more than 12% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3850 Loraine Ave Sw, Grand Rapids, MI?

The 2025 property tax bill for 3850 Loraine Ave Sw, Grand Rapids, MI was $3,024. The county assessed it at $98,100.

Closest homes

More homes in Grand Rapids 49548

Assigned schools

Explore the area

See this home in context

Open 3850 Loraine Ave Sw on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map