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Single Family ResidenceResidential
$1,269,943$394 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $550,000 on May 1, 2019

38546 RICKARD RD

LOVETTSVILLE, VA 20180
4
Beds
5 / 1
Baths
3,224 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
10 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$1.3M
$1.2M low$1.4M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$550,000 · May 1, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$863,243
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$690,594
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.34%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$406,700
NFM LNDG · 2.63% 2 · recorded Jan 12, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,328 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$910,270 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$175,050
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$735,220
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$842,530
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,039,220

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
26
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
82
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
34
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyLoudoun
Lot (acres)The size of the land the home sits on, from county records.10.00
ConstructionThe main material the home's frame and walls are built from.Wood Frame
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.StablePatio · 757 ft²Porch · 288 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lovettsville Elementary SchoolB+
Elementary · Grades PK–5 · 2.9 mi
H
Woodgrove High SchoolA
High · Grades 9–12 · 6.1 mi
M
Harmony Middle SchoolA-
Middle · Grades 6–8 · 6.4 mi

District: Loudoun County Public Schools

Neighborhood · ZIP 20180These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.8,005
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.186 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$151,366
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$156,112
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38546 Rickard Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Lovettsville 20180
  • Costs more per square foot than 79% of homes in Loudoun County
  • Bigger than 77% of homes in Lovettsville 20180
  • Has a bigger lot than 97% of homes in Loudoun County

What homes are worth in Lovettsville 20180

Each bar is how many homes fall in that price range. The marker is this home.

This home
$396K$1.6M

This home is worth more than 89% of homes in Lovettsville 20180.

How it measures up in Lovettsville 20180

The dot is this home. The mark in the middle is the typical home in Lovettsville 20180.

Estimated value$1,269,943
CheaperTypical $837,864Pricier

Pricier than 89% of homes nearby

Price per ft²$394
CheaperTypical $348Pricier

Pricier than 67% of homes nearby

Living area3,224 ft²
SmallerTypical 2,425 ft²Bigger

Bigger than 77% of homes nearby

Lot size10 ac
SmallerTypical 3 acBigger

Bigger than 82% of homes nearby

Year built2001
OlderTypical 1999Newer

Newer than 55% of homes nearby

How 38546 Rickard Rd ranks against every home in each area.
MeasureThis homeLovettsville 20180Loudoun County
Estimated valuepricier than$1,269,94389% of homes85% of homes
Price per ft²pricier than$39467% of homes79% of homes
Living areabigger than3,224 ft²77% of homes75% of homes
Lot sizebigger than10 ac82% of homes97% of homes
Year builtnewer than200155% of homes48% of homes

About 38546 Rickard Rd

How much is 38546 Rickard Rd, Lovettsville, VA worth?

The TopHap Estimate for 38546 Rickard Rd, Lovettsville, VA is $1,269,943 as of Jul 14, 2026. The likely range is $1,180,913 to $1,358,973. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38546 Rickard Rd, Lovettsville, VA last sell?

38546 Rickard Rd, Lovettsville, VA last sold on May 1, 2019 for $550,000, according to the county's recorded deed.

How big is 38546 Rickard Rd, Lovettsville, VA?

38546 Rickard Rd, Lovettsville, VA has 4 bedrooms, 5 bathrooms, 3,224 square feet of living space and a 10.00-acre lot.

When was 38546 Rickard Rd, Lovettsville, VA built?

38546 Rickard Rd, Lovettsville, VA was built in 2001, making it 25 years old. It is a colonial home. The building has 2 stories.

What schools serve 38546 Rickard Rd, Lovettsville, VA?

38546 Rickard Rd, Lovettsville, VA is assigned to Lovettsville Elementary School (elementary), rated B+; Woodgrove High School (high), rated A; Harmony Middle School (middle), rated A-. All sit in Loudoun County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38546 Rickard Rd, Lovettsville, VA compare to other homes in Lovettsville 20180?

Among the 2,939 homes in Lovettsville 20180, it is worth more than 89% of them ($1,269,943 against a typical $837,864), its price per square foot is higher than 67% of them ($394 against a typical $348), it is bigger than 77% of them (3,224 ft² against a typical 2,425 ft²), its lot is bigger than 82% of them (10 ac against a typical 3 ac) and it is newer than 55% of them (2001 against a typical 1999). Measured against all of Loudoun County, it is worth more than 85% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38546 Rickard Rd, Lovettsville, VA?

The 2025 property tax bill for 38546 Rickard Rd, Lovettsville, VA was $7,328. The county assessed it at $910,270.

Closest homes

More homes in Lovettsville 20180

Assigned schools

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