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Single Family ResidenceResidential
$513,045$158 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $646,000 on Jan 5, 2021

3856 R RD

TALMAGE, NE 68448
5
Beds
3
Baths
3,240 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
11.83 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$513K
$487K low$539K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$646,000 · Jan 5, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.137%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$645,436
TRI VALLEY BANK · recorded Jan 5, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,292 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$352,246 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$92,015
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$260,231
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$328,588
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$352,246

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.67
93
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
34
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
68
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
53
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
88
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.115 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOTOE
Lot (acres)The size of the land the home sits on, from county records.11.83
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Builtup (layered Asphalt)
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckShed · 200 ft²Patio · 48 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Johnson County Central Middle SchoolA-
Middle · Grades 6–8 · 3.6 mi
H
Johnson County Central High SchoolC-
High · Grades 9–12 · 12.2 mi
E
Johnson County Central el-TecumsehB-
Elementary · Grades PK–3 · 12.2 mi

District: Johnson County Central Public Schools

Neighborhood · ZIP 68448These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.151
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.32

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.369
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.8 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,388
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,147
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3856 R Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Talmage 68448
  • Costs more per square foot than 76% of homes in Talmage 68448
  • Among the largest homes in Talmage 68448
  • Has a bigger lot than 87% of homes in Otoe County
  • Newer than 97% of homes in Talmage 68448

What homes are worth in Talmage 68448

Each bar is how many homes fall in that price range. The marker is this home.

This home
$44K$556K

This home is worth more than 97% of homes in Talmage 68448.

How it measures up in Talmage 68448

The dot is this home. The mark in the middle is the typical home in Talmage 68448.

Estimated value$513,045
CheaperTypical $130,720Pricier

Pricier than 97% of homes nearby

Price per ft²$158
CheaperTypical $97Pricier

Pricier than 76% of homes nearby

Living area3,240 ft²
SmallerTypical 1,400 ft²Bigger

Bigger than almost all homes nearby

Lot size11.83 ac
SmallerTypical 0.37 acBigger

Bigger than 77% of homes nearby

Year built2002
OlderTypical 1920Newer

Newer than 97% of homes nearby

How 3856 R Rd ranks against every home in each area.
MeasureThis homeTalmage 68448Otoe County
Estimated valuepricier than$513,04597% of homes89% of homes
Price per ft²pricier than$15876% of homes41% of homes
Living areabigger than3,240 ft²almost all homes98% of homes
Lot sizebigger than11.83 ac77% of homes87% of homes
Year builtnewer than200297% of homes86% of homes

About 3856 R Rd

How much is 3856 R Rd, Talmage, NE worth?

The TopHap Estimate for 3856 R Rd, Talmage, NE is $513,045 as of Jul 14, 2026. The likely range is $487,284 to $538,806. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3856 R Rd, Talmage, NE last sell?

3856 R Rd, Talmage, NE last sold on Jan 5, 2021 for $646,000, according to the county's recorded deed.

How big is 3856 R Rd, Talmage, NE?

3856 R Rd, Talmage, NE has 5 bedrooms, 3 bathrooms, 3,240 square feet of living space and a 11.83-acre lot.

When was 3856 R Rd, Talmage, NE built?

3856 R Rd, Talmage, NE was built in 2002, making it 24 years old. The building has 2 stories.

What schools serve 3856 R Rd, Talmage, NE?

3856 R Rd, Talmage, NE is assigned to Johnson County Central Middle School (middle), rated A-; Johnson County Central High School (high), rated C-; Johnson County Central el-Tecumseh (elementary), rated B-. All sit in Johnson County Central Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3856 R Rd, Talmage, NE compare to other homes in Talmage 68448?

Among the 215 homes in Talmage 68448, it is worth more than 97% of them ($513,045 against a typical $130,720), its price per square foot is higher than 76% of them ($158 against a typical $97), it is bigger than almost all of them (3,240 ft² against a typical 1,400 ft²), its lot is bigger than 77% of them (11.83 ac against a typical 0.37 ac) and it is newer than 97% of them (2002 against a typical 1920). Measured against all of Otoe County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3856 R Rd, Talmage, NE?

The 2025 property tax bill for 3856 R Rd, Talmage, NE was $3,292. The county assessed it at $352,246.

Closest homes

More homes in Talmage 68448

Assigned schools

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