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Single Family ResidenceResidential
$290,030$126 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3858 RIVER TRACE DR

DIBERVILLE, MS 39540
1
Baths
2,301 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
2014
Year BuiltThe year the home was originally built, according to county records.

Valuation

$290K
$279K low$301K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$5,032
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$4,026
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.100%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$284,998
CMG MORTGAGE INC · recorded May 26, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,618 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$31,792 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$30,438
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$211,945

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.107 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.79%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHARRISON
Lot (acres)The size of the land the home sits on, from county records.0.15
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 204 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
D'Iberville High SchoolA-
High · Grades 9–12 · 3.3 mi
E
Creekbend Elementary & Middle SchoolA
Elementary · Grades KG–8 · 6.1 mi

District: Harrison County School District

Neighborhood · ZIP 39540These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.8,722
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,492 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,018
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,854
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.66 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3858 River Trace Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 67% of homes in Diberville 39540
  • Bigger than 71% of homes in Harrison County
  • Has a smaller lot than 88% of homes in Harrison County
  • Newer than 87% of homes in Harrison County

What homes are worth in Diberville 39540

Each bar is how many homes fall in that price range. The marker is this home.

This home
$103K$588K

This home is worth more than 67% of homes in Diberville 39540.

How it measures up in Diberville 39540

The dot is this home. The mark in the middle is the typical home in Diberville 39540.

Estimated value$290,030
CheaperTypical $209,815Pricier

Pricier than 67% of homes nearby

Price per ft²$126
CheaperTypical $121Pricier

Pricier than 59% of homes nearby

Living area2,301 ft²
SmallerTypical 1,804 ft²Bigger

Bigger than 69% of homes nearby

Lot size0.15 ac
SmallerTypical 0.34 acBigger

Bigger than 13% of homes nearby

Year built2014
OlderTypical 2004Newer

Newer than 83% of homes nearby

How 3858 River Trace Dr ranks against every home in each area.
MeasureThis homeDiberville 39540Harrison County
Estimated valuepricier than$290,03067% of homes66% of homes
Price per ft²pricier than$12659% of homes54% of homes
Living areabigger than2,301 ft²69% of homes71% of homes
Lot sizebigger than0.15 ac13% of homes12% of homes
Year builtnewer than201483% of homes87% of homes

About 3858 River Trace Dr

How much is 3858 River Trace Dr, Diberville, MS worth?

The TopHap Estimate for 3858 River Trace Dr, Diberville, MS is $290,030 as of Jul 14, 2026. The likely range is $278,819 to $301,241. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3858 River Trace Dr, Diberville, MS last sell?

3858 River Trace Dr, Diberville, MS last sold on May 26, 2023, according to the county's recorded deed.

How big is 3858 River Trace Dr, Diberville, MS?

3858 River Trace Dr, Diberville, MS has 1 bathrooms, 2,301 square feet of living space and a 0.15-acre lot.

When was 3858 River Trace Dr, Diberville, MS built?

3858 River Trace Dr, Diberville, MS was built in 2014, making it 12 years old.

What schools serve 3858 River Trace Dr, Diberville, MS?

3858 River Trace Dr, Diberville, MS is assigned to D'Iberville High School (high), rated A-; Creekbend Elementary & Middle School (elementary), rated A. All sit in Harrison County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3858 River Trace Dr, Diberville, MS compare to other homes in Diberville 39540?

Among the 3,963 homes in Diberville 39540, it is worth more than 67% of them ($290,030 against a typical $209,815), its price per square foot is higher than 59% of them ($126 against a typical $121), it is bigger than 69% of them (2,301 ft² against a typical 1,804 ft²), its lot is bigger than 13% of them (0.15 ac against a typical 0.34 ac) and it is newer than 83% of them (2014 against a typical 2004). Measured against all of Harrison County, it is worth more than 66% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3858 River Trace Dr, Diberville, MS?

The 2025 property tax bill for 3858 River Trace Dr, Diberville, MS was $3,618. The county assessed it at $31,792.

Closest homes

More homes in Diberville 39540

Assigned schools

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