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Single Family ResidenceResidential
$264,481$121 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $260,000 on Nov 4, 2022

3947 RIVER TRACE DR

DIBERVILLE, MS 39540
1
Baths
2,179 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2014
Year BuiltThe year the home was originally built, according to county records.

Valuation

$264K
$254K low$274K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$260,000 · Nov 4, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$204,481
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$163,585
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.22%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$60,000
MORTGAGE RESEARCH CENTER LLC · recorded Nov 4, 2022

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$20,050 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$19,221
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$200,503

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.47 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.78%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHarrison
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
D'Iberville High SchoolA-
High · Grades 9–12 · 3.1 mi
E
Creekbend Elementary & Middle SchoolA
Elementary · Grades KG–8 · 6.0 mi

District: Harrison County School District

Neighborhood · ZIP 39540These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.8,722
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,492 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,018
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,854
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.66 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3947 River Trace Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 67% of homes in Harrison County
  • Newer than 87% of homes in Harrison County

What homes are worth in Diberville 39540

Each bar is how many homes fall in that price range. The marker is this home.

This home
$103K$588K

This home is worth more than 62% of homes in Diberville 39540.

How it measures up in Diberville 39540

The dot is this home. The mark in the middle is the typical home in Diberville 39540.

Estimated value$264,481
CheaperTypical $209,815Pricier

Pricier than 62% of homes nearby

Price per ft²$121
CheaperTypical $121Pricier

Pricier than 50% of homes nearby

Living area2,179 ft²
SmallerTypical 1,804 ft²Bigger

Bigger than 65% of homes nearby

Year built2014
OlderTypical 2004Newer

Newer than 83% of homes nearby

How 3947 River Trace Dr ranks against every home in each area.
MeasureThis homeDiberville 39540Harrison County
Estimated valuepricier than$264,48162% of homes60% of homes
Price per ft²pricier than$12150% of homes47% of homes
Living areabigger than2,179 ft²65% of homes67% of homes
Year builtnewer than201483% of homes87% of homes

About 3947 River Trace Dr

How much is 3947 River Trace Dr, Diberville, MS worth?

The TopHap Estimate for 3947 River Trace Dr, Diberville, MS is $264,481 as of Jul 14, 2026. The likely range is $254,488 to $274,474. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3947 River Trace Dr, Diberville, MS last sell?

3947 River Trace Dr, Diberville, MS last sold on Nov 4, 2022 for $260,000, according to the county's recorded deed.

How big is 3947 River Trace Dr, Diberville, MS?

3947 River Trace Dr, Diberville, MS has 1 bathrooms and 2,179 square feet of living space.

When was 3947 River Trace Dr, Diberville, MS built?

3947 River Trace Dr, Diberville, MS was built in 2014, making it 12 years old.

What schools serve 3947 River Trace Dr, Diberville, MS?

3947 River Trace Dr, Diberville, MS is assigned to D'Iberville High School (high), rated A-; Creekbend Elementary & Middle School (elementary), rated A. All sit in Harrison County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3947 River Trace Dr, Diberville, MS compare to other homes in Diberville 39540?

Among the 3,963 homes in Diberville 39540, it is worth more than 62% of them ($264,481 against a typical $209,815), its price per square foot is higher than 50% of them ($121 against a typical $121), it is bigger than 65% of them (2,179 ft² against a typical 1,804 ft²) and it is newer than 83% of them (2014 against a typical 2004). Measured against all of Harrison County, it is worth more than 60% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Diberville 39540

Assigned schools

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