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Single Family ResidenceResidential
$179,203$117 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 63How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3859 MORGAN FORD RD

RIDGEWAY, VA 24148
3
Beds
2
Baths
1,536 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$179K
$112K low$246K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$82,003
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$65,602
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.57%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$97,200
RIVER COMMUNITY BANK NA · recorded Oct 29, 2010

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$465 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$83,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$12,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$71,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$83,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$83,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
67
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHenry
Lot (acres)The size of the land the home sits on, from county records.1.25
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Drewry Mason Elementary SchoolB+
Elementary · Grades PK–5 · 5.7 mi
H
Magna Vista High SchoolD+
High · Grades 9–12 · 6.8 mi
M
Laurel Park Middle SchoolD+
Middle · Grades 6–8 · 8.5 mi

District: Henry County Public Schools

Neighborhood · ZIP 24148These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.50

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.3%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.7,488
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.105 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,086
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$66,278
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3859 Morgan Ford Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 70% of homes in Henry County
  • Bigger than 71% of homes in Henry County
  • Newer than 91% of homes in Henry County

What homes are worth in Ridgeway 24148

Each bar is how many homes fall in that price range. The marker is this home.

This home
$23K$441K

This home is worth more than 60% of homes in Ridgeway 24148.

How it measures up in Ridgeway 24148

The dot is this home. The mark in the middle is the typical home in Ridgeway 24148.

Estimated value$179,203
CheaperTypical $152,735Pricier

Pricier than 60% of homes nearby

Price per ft²$117
CheaperTypical $121Pricier

Pricier than 46% of homes nearby

Living area1,536 ft²
SmallerTypical 1,350 ft²Bigger

Bigger than 64% of homes nearby

Lot size1.25 ac
SmallerTypical 1.26 acBigger

Bigger than 50% of homes nearby

Year built1997
OlderTypical 1973Newer

Newer than 88% of homes nearby

How 3859 Morgan Ford Rd ranks against every home in each area.
MeasureThis homeRidgeway 24148Henry County
Estimated valuepricier than$179,20360% of homes70% of homes
Price per ft²pricier than$11746% of homes56% of homes
Living areabigger than1,536 ft²64% of homes71% of homes
Lot sizebigger than1.25 ac50% of homes53% of homes
Year builtnewer than199788% of homes91% of homes

About 3859 Morgan Ford Rd

How much is 3859 Morgan Ford Rd, Ridgeway, VA worth?

The TopHap Estimate for 3859 Morgan Ford Rd, Ridgeway, VA is $179,203 as of Jul 14, 2026. The likely range is $112,222 to $246,184. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3859 Morgan Ford Rd, Ridgeway, VA last sell?

3859 Morgan Ford Rd, Ridgeway, VA last sold on Jul 3, 1997, according to the county's recorded deed.

How big is 3859 Morgan Ford Rd, Ridgeway, VA?

3859 Morgan Ford Rd, Ridgeway, VA has 3 bedrooms, 2 bathrooms, 1,536 square feet of living space and a 1.25-acre lot.

When was 3859 Morgan Ford Rd, Ridgeway, VA built?

3859 Morgan Ford Rd, Ridgeway, VA was built in 1997, making it 29 years old.

What schools serve 3859 Morgan Ford Rd, Ridgeway, VA?

3859 Morgan Ford Rd, Ridgeway, VA is assigned to Drewry Mason Elementary School (elementary), rated B+; Magna Vista High School (high), rated D+; Laurel Park Middle School (middle), rated D+. All sit in Henry County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3859 Morgan Ford Rd, Ridgeway, VA compare to other homes in Ridgeway 24148?

Among the 3,203 homes in Ridgeway 24148, it is worth more than 60% of them ($179,203 against a typical $152,735), its price per square foot is higher than 46% of them ($117 against a typical $121), it is bigger than 64% of them (1,536 ft² against a typical 1,350 ft²), its lot is bigger than 50% of them (1.25 ac against a typical 1.26 ac) and it is newer than 88% of them (1997 against a typical 1973). Measured against all of Henry County, it is worth more than 70% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3859 Morgan Ford Rd, Ridgeway, VA?

The 2025 property tax bill for 3859 Morgan Ford Rd, Ridgeway, VA was $465. The county assessed it at $83,800.

Closest homes

More homes in Ridgeway 24148

Assigned schools

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