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Planned Unit Development (Pud)Residential
$853,699$527 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $847,000 on Apr 9, 2026

3860 RIGHETTI RANCH RD

SAN LUIS OBISPO, CA 93401
3
Beds
2.5
Baths
1,619 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,069 ft²
Lot SizeThe size of the land the home sits on, from county records.
2022
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$854K
$809K low$898K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$847,000 · Apr 9, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$260,799
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$208,639
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.70%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$592,900
ROCKET MORTGAGE LLC · recorded Apr 9, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,222 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$767,995 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$344,892
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$423,103
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$752,937

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.22
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
87
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Planned Unit Development (Pud)
CountySAN LUIS OBISPO
Lot (acres)The size of the land the home sits on, from county records.0.05
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
San Luis Obispo High SchoolA+
High · Grades 9–12 · 2.0 mi
E
Los Ranchos Elementary SchoolB+
Elementary · Grades KG–6 · 2.7 mi
M
Laguna Middle SchoolA
Middle · Grades 7–8 · 3.3 mi

District: San Luis Coastal Unified School District

Neighborhood · ZIP 93401These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.123
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.320

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.37%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.30,428
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.461 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,611
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$117,227
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.24 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.75%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3860 Righetti Ranch Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 73% of homes in San Luis Obispo 93401
  • Costs less per square foot than 85% of homes in San Luis Obispo 93401
  • Has a smaller lot than 92% of homes in San Luis Obispo County
  • Newer than 98% of homes in San Luis Obispo County

What homes are worth in San Luis Obispo 93401

Each bar is how many homes fall in that price range. The marker is this home.

This home
$511K$3.2M

This home is worth more than 27% of homes in San Luis Obispo 93401.

How it measures up in San Luis Obispo 93401

The dot is this home. The mark in the middle is the typical home in San Luis Obispo 93401.

Estimated value$853,699
CheaperTypical $1,093,325Pricier

Pricier than 27% of homes nearby

Price per ft²$527
CheaperTypical $629Pricier

Pricier than 15% of homes nearby

Living area1,619 ft²
SmallerTypical 1,643 ft²Bigger

Bigger than 48% of homes nearby

Lot size2,069 ft²
SmallerTypical 0.14 acBigger

Bigger than 19% of homes nearby

Year built2022
OlderTypical 1986Newer

Newer than 96% of homes nearby

How 3860 Righetti Ranch Rd ranks against every home in each area.
MeasureThis homeSan Luis Obispo 93401San Luis Obispo County
Estimated valuepricier than$853,69927% of homes47% of homes
Price per ft²pricier than$52715% of homes52% of homes
Living areabigger than1,619 ft²48% of homes48% of homes
Lot sizebigger than2,069 ft²19% of homes8% of homes
Year builtnewer than202296% of homes98% of homes

About 3860 Righetti Ranch Rd

How much is 3860 Righetti Ranch Rd, San Luis Obispo, CA worth?

The TopHap Estimate for 3860 Righetti Ranch Rd, San Luis Obispo, CA is $853,699 as of Jul 14, 2026. The likely range is $809,188 to $898,210. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3860 Righetti Ranch Rd, San Luis Obispo, CA last sell?

3860 Righetti Ranch Rd, San Luis Obispo, CA last sold on Apr 9, 2026 for $847,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 3860 Righetti Ranch Rd, San Luis Obispo, CA?

3860 Righetti Ranch Rd, San Luis Obispo, CA has 3 bedrooms, 2.5 bathrooms, 1,619 square feet of living space and a 0.05-acre lot.

When was 3860 Righetti Ranch Rd, San Luis Obispo, CA built?

3860 Righetti Ranch Rd, San Luis Obispo, CA was built in 2022, making it 4 years old. The building has 2 stories.

What schools serve 3860 Righetti Ranch Rd, San Luis Obispo, CA?

3860 Righetti Ranch Rd, San Luis Obispo, CA is assigned to San Luis Obispo High School (high), rated A+; Los Ranchos Elementary School (elementary), rated B+; Laguna Middle School (middle), rated A. All sit in San Luis Coastal Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3860 Righetti Ranch Rd, San Luis Obispo, CA compare to other homes in San Luis Obispo 93401?

Among the 10,961 homes in San Luis Obispo 93401, it is worth more than 27% of them ($853,699 against a typical $1,093,325), its price per square foot is higher than 15% of them ($527 against a typical $629), it is bigger than 48% of them (1,619 ft² against a typical 1,643 ft²), its lot is bigger than 19% of them (2,069 ft² against a typical 0.14 ac) and it is newer than 96% of them (2022 against a typical 1986). Measured against all of San Luis Obispo County, it is worth more than 47% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3860 Righetti Ranch Rd, San Luis Obispo, CA?

The 2025 property tax bill for 3860 Righetti Ranch Rd, San Luis Obispo, CA was $8,222. The county assessed it at $767,995.

Closest homes

More homes in San Luis Obispo 93401

Assigned schools

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