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Single Family ResidenceResidential
$191,181$104 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

3861 STATE ROUTE 554

OWENSBORO, KY 42301
3
Beds
1
Baths
1,830 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$191K
$165K low$217K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$648 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$112,000 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$112,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$112,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDAVIESS
Lot (acres)The size of the land the home sits on, from county records.1.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Southern Oaks Elementary SchoolB
Elementary · Grades PK–5 · 4.4 mi
H
Apollo High SchoolB
High · Grades 9–12 · 6.4 mi
M
College View Middle SchoolB-
Middle · Grades 6–8 · 8.2 mi

District: Daviess County School District

Neighborhood · ZIP 42301These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.111

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.46,051
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.247 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,968
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,372
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3861 State Route 554 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 87% of homes in Daviess County
  • Bigger than 75% of homes in Owensboro 42301
  • Has a bigger lot than 90% of homes in Owensboro 42301

What homes are worth in Owensboro 42301

Each bar is how many homes fall in that price range. The marker is this home.

This home
$81K$494K

This home is worth more than 42% of homes in Owensboro 42301.

How it measures up in Owensboro 42301

The dot is this home. The mark in the middle is the typical home in Owensboro 42301.

Estimated value$191,181
CheaperTypical $208,739Pricier

Pricier than 42% of homes nearby

Price per ft²$104
CheaperTypical $142Pricier

Pricier than 14% of homes nearby

Living area1,830 ft²
SmallerTypical 1,395 ft²Bigger

Bigger than 75% of homes nearby

Lot size1 ac
SmallerTypical 0.2 acBigger

Bigger than 90% of homes nearby

How 3861 State Route 554 ranks against every home in each area.
MeasureThis homeOwensboro 42301Daviess County
Estimated valuepricier than$191,18142% of homes41% of homes
Price per ft²pricier than$10414% of homes13% of homes
Living areabigger than1,830 ft²75% of homes73% of homes
Lot sizebigger than1 ac90% of homes84% of homes

About 3861 State Route 554

How much is 3861 State Route 554, Owensboro, KY worth?

The TopHap Estimate for 3861 State Route 554, Owensboro, KY is $191,181 as of Sep 24, 2026. The likely range is $165,008 to $217,354. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3861 State Route 554, Owensboro, KY last sell?

3861 State Route 554, Owensboro, KY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3861 State Route 554, Owensboro, KY?

3861 State Route 554, Owensboro, KY has 3 bedrooms, 1 bathrooms, 1,830 square feet of living space and a 1.00-acre lot.

What schools serve 3861 State Route 554, Owensboro, KY?

3861 State Route 554, Owensboro, KY is assigned to Southern Oaks Elementary School (elementary), rated B; Apollo High School (high), rated B; College View Middle School (middle), rated B-. All sit in Daviess County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3861 State Route 554, Owensboro, KY compare to other homes in Owensboro 42301?

Among the 15,796 homes in Owensboro 42301, it is worth more than 42% of them ($191,181 against a typical $208,739), its price per square foot is higher than 14% of them ($104 against a typical $142), it is bigger than 75% of them (1,830 ft² against a typical 1,395 ft²) and its lot is bigger than 90% of them (1 ac against a typical 0.2 ac). Measured against all of Daviess County, it is worth more than 41% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3861 State Route 554, Owensboro, KY?

The 2025 property tax bill for 3861 State Route 554, Owensboro, KY was $648. The county assessed it at $112,000.

More homes on State Route 554

Closest homes

More homes in Owensboro 42301

Assigned schools

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