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Single Family ResidenceResidential
$134,383
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 52How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $43,300 on Oct 1, 2011

4161 STATE ROUTE 554

OWENSBORO, KY 42301
0
Baths
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.

Valuation

$134K
$70K low$199K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$43,300 · Oct 1, 2011
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$42,553
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$34,042
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.65%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$45,915
CMH OF KY INC · recorded Feb 8, 2006
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$45,915
CMH OF KY INC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,031 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$100,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$85,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$100,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$100,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
36
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
90
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
20
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDaviess
Lot (acres)The size of the land the home sits on, from county records.0.22
HeatingThe type of heating system in the home.None

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Apollo High SchoolB+
High · Grades 9–12 · 6.4 mi
M
F T Burns Middle SchoolB
Middle · Grades 6–8 · 6.5 mi
E
West Louisville Elementary SchoolB
Elementary · Grades PK–5 · 6.7 mi

District: Daviess County School District

Neighborhood · ZIP 42301These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.111

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.46,051
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.247 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,968
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,372
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4161 State Route 554 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Daviess County
  • Newer than 93% of homes in Owensboro 42301

What homes are worth in Owensboro 42301

Each bar is how many homes fall in that price range. The marker is this home.

This home
$55K$446K

This home is worth more than 32% of homes in Owensboro 42301.

How it measures up in Owensboro 42301

The dot is this home. The mark in the middle is the typical home in Owensboro 42301.

Estimated value$134,383
CheaperTypical $172,476Pricier

Pricier than 32% of homes nearby

Lot size0.22 ac
SmallerTypical 0.2 acBigger

Bigger than 58% of homes nearby

Year built2003
OlderTypical 1967Newer

Newer than 93% of homes nearby

How 4161 State Route 554 ranks against every home in each area.
MeasureThis homeOwensboro 42301Daviess County
Estimated valuepricier than$134,38332% of homes31% of homes
Lot sizebigger than0.22 ac58% of homes46% of homes
Year builtnewer than200393% of homes90% of homes

About 4161 State Route 554

How much is 4161 State Route 554, Owensboro, KY worth?

The TopHap Estimate for 4161 State Route 554, Owensboro, KY is $134,383 as of Jul 14, 2026. The likely range is $69,616 to $199,150. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4161 State Route 554, Owensboro, KY last sell?

4161 State Route 554, Owensboro, KY last sold on Oct 1, 2011 for $43,300, according to the county's recorded deed.

When was 4161 State Route 554, Owensboro, KY built?

4161 State Route 554, Owensboro, KY was built in 2003, making it 23 years old.

What schools serve 4161 State Route 554, Owensboro, KY?

4161 State Route 554, Owensboro, KY is assigned to Apollo High School (high), rated B+; F T Burns Middle School (middle), rated B; West Louisville Elementary School (elementary), rated B. All sit in Daviess County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4161 State Route 554, Owensboro, KY compare to other homes in Owensboro 42301?

Among the 15,796 homes in Owensboro 42301, it is worth more than 32% of them ($134,383 against a typical $172,476), its lot is bigger than 58% of them (0.22 ac against a typical 0.2 ac) and it is newer than 93% of them (2003 against a typical 1967). Measured against all of Daviess County, it is worth more than 31% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4161 State Route 554, Owensboro, KY?

The 2025 property tax bill for 4161 State Route 554, Owensboro, KY was $1,031. The county assessed it at $100,000.

Closest homes

More homes in Owensboro 42301

Assigned schools

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