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Single Family ResidenceResidential
$358,332$231 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $259,000 on May 13, 2021

3863 RITCHIE RD

LINCOLNTON, NC 28092
3
Beds
2
Baths
1,550 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.77 ac
Lot SizeThe size of the land the home sits on, from county records.
2021
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$358K
$313K low$404K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$259,000 · May 13, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,057 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$314,826 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$28,983
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$285,843
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$314,826
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$314,826

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.54
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
86
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
86
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Custom Design
CountyLINCOLN
Lot (acres)The size of the land the home sits on, from county records.0.77
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Lincolnton Middle SchoolC-
Middle · Grades 6–8 · 1.4 mi
H
Lincolnton High SchoolC+
High · Grades 9–12 · 4.1 mi
E
Norris S. Childers Elementary SchoolB-
Elementary · Grades PK–5 · 4.4 mi

District: Lincoln County Schools

Neighborhood · ZIP 28092These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.129
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.74

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.43,813
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.367 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,157
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,382
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3863 Ritchie Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 70% of homes in Lincolnton 28092
  • Costs more per square foot than 77% of homes in Lincolnton 28092
  • Newer than 94% of homes in Lincolnton 28092

What homes are worth in Lincolnton 28092

Each bar is how many homes fall in that price range. The marker is this home.

This home
$68K$794K

This home is worth more than 70% of homes in Lincolnton 28092.

How it measures up in Lincolnton 28092

The dot is this home. The mark in the middle is the typical home in Lincolnton 28092.

Estimated value$358,332
CheaperTypical $284,392Pricier

Pricier than 70% of homes nearby

Price per ft²$231
CheaperTypical $184Pricier

Pricier than 77% of homes nearby

Living area1,550 ft²
SmallerTypical 1,458 ft²Bigger

Bigger than 57% of homes nearby

Lot size0.77 ac
SmallerTypical 0.76 acBigger

Bigger than 51% of homes nearby

Year built2021
OlderTypical 1985Newer

Newer than 94% of homes nearby

How 3863 Ritchie Rd ranks against every home in each area.
MeasureThis homeLincolnton 28092Lincoln County
Estimated valuepricier than$358,33270% of homes42% of homes
Price per ft²pricier than$23177% of homes58% of homes
Living areabigger than1,550 ft²57% of homes43% of homes
Lot sizebigger than0.77 ac51% of homes54% of homes
Year builtnewer than202194% of homes93% of homes

About 3863 Ritchie Rd

How much is 3863 Ritchie Rd, Lincolnton, NC worth?

The TopHap Estimate for 3863 Ritchie Rd, Lincolnton, NC is $358,332 as of Jul 14, 2026. The likely range is $312,726 to $403,938. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3863 Ritchie Rd, Lincolnton, NC last sell?

3863 Ritchie Rd, Lincolnton, NC last sold on May 13, 2021 for $259,000, according to the county's recorded deed.

How big is 3863 Ritchie Rd, Lincolnton, NC?

3863 Ritchie Rd, Lincolnton, NC has 3 bedrooms, 2 bathrooms, 1,550 square feet of living space and a 0.77-acre lot.

When was 3863 Ritchie Rd, Lincolnton, NC built?

3863 Ritchie Rd, Lincolnton, NC was built in 2021, making it 5 years old. It is a custom design home. The building has 1 story.

What schools serve 3863 Ritchie Rd, Lincolnton, NC?

3863 Ritchie Rd, Lincolnton, NC is assigned to Lincolnton Middle School (middle), rated C-; Lincolnton High School (high), rated C+; Norris S. Childers Elementary School (elementary), rated B-. All sit in Lincoln County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3863 Ritchie Rd, Lincolnton, NC compare to other homes in Lincolnton 28092?

Among the 16,393 homes in Lincolnton 28092, it is worth more than 70% of them ($358,332 against a typical $284,392), its price per square foot is higher than 77% of them ($231 against a typical $184), it is bigger than 57% of them (1,550 ft² against a typical 1,458 ft²), its lot is bigger than 51% of them (0.77 ac against a typical 0.76 ac) and it is newer than 94% of them (2021 against a typical 1985). Measured against all of Lincoln County, it is worth more than 42% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3863 Ritchie Rd, Lincolnton, NC?

The 2026 property tax bill for 3863 Ritchie Rd, Lincolnton, NC was $2,057. The county assessed it at $314,826.

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