Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$235,075$97 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3868 RIDGELANE DR

HENDERSON, KY 42420
3
Beds
2
Baths
2,419 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.05 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$235K
$214K low$256K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$58,281
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$46,625
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.74%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$112,500
FIFTH THIRED MORTGAGE CO · recorded Aug 23, 2011
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$64,294
FIFTH THIRD BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,918 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$168,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$168,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$168,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
31
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
91
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
6
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHenderson
Lot (acres)The size of the land the home sits on, from county records.1.05
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 288 ft²Porch · 114 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Spottsville Elementary SchoolA
Elementary · Grades KG–5 · 0.8 mi
H
Henderson County High SchoolA
High · Grades 9–12 · 6.3 mi
M
Henderson County North Middle SchoolC
Middle · Grades 6–8 · 6.7 mi

District: Henderson County School District

Neighborhood · ZIP 42420These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.152

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.35,771
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.166 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,065
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,001
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3868 Ridgelane Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 70% of homes in Henderson County
  • Costs less per square foot than 69% of homes in Henderson 42420
  • Bigger than 87% of homes in Henderson County
  • Has a bigger lot than 85% of homes in Henderson 42420

What homes are worth in Henderson 42420

Each bar is how many homes fall in that price range. The marker is this home.

This home
$39K$553K

This home is worth more than 69% of homes in Henderson 42420.

How it measures up in Henderson 42420

The dot is this home. The mark in the middle is the typical home in Henderson 42420.

Estimated value$235,075
CheaperTypical $185,246Pricier

Pricier than 69% of homes nearby

Price per ft²$97
CheaperTypical $121Pricier

Pricier than 31% of homes nearby

Living area2,419 ft²
SmallerTypical 1,502 ft²Bigger

Bigger than 85% of homes nearby

Lot size1.05 ac
SmallerTypical 0.28 acBigger

Bigger than 85% of homes nearby

Year built1980
OlderTypical 1975Newer

Newer than 61% of homes nearby

How 3868 Ridgelane Dr ranks against every home in each area.
MeasureThis homeHenderson 42420Henderson County
Estimated valuepricier than$235,07569% of homes70% of homes
Price per ft²pricier than$9731% of homes33% of homes
Living areabigger than2,419 ft²85% of homes87% of homes
Lot sizebigger than1.05 ac85% of homes78% of homes
Year builtnewer than198061% of homes59% of homes

About 3868 Ridgelane Dr

How much is 3868 Ridgelane Dr, Henderson, KY worth?

The TopHap Estimate for 3868 Ridgelane Dr, Henderson, KY is $235,075 as of Jul 14, 2026. The likely range is $213,962 to $256,188. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 3868 Ridgelane Dr, Henderson, KY?

3868 Ridgelane Dr, Henderson, KY has 3 bedrooms, 2 bathrooms, 2,419 square feet of living space and a 1.05-acre lot.

When was 3868 Ridgelane Dr, Henderson, KY built?

3868 Ridgelane Dr, Henderson, KY was built in 1980, making it 46 years old. The building has 1 story.

What schools serve 3868 Ridgelane Dr, Henderson, KY?

3868 Ridgelane Dr, Henderson, KY is assigned to Spottsville Elementary School (elementary), rated A; Henderson County High School (high), rated A; Henderson County North Middle School (middle), rated C. All sit in Henderson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3868 Ridgelane Dr, Henderson, KY compare to other homes in Henderson 42420?

Among the 12,943 homes in Henderson 42420, it is worth more than 69% of them ($235,075 against a typical $185,246), its price per square foot is higher than 31% of them ($97 against a typical $121), it is bigger than 85% of them (2,419 ft² against a typical 1,502 ft²), its lot is bigger than 85% of them (1.05 ac against a typical 0.28 ac) and it is newer than 61% of them (1980 against a typical 1975). Measured against all of Henderson County, it is worth more than 70% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3868 Ridgelane Dr, Henderson, KY?

The 2025 property tax bill for 3868 Ridgelane Dr, Henderson, KY was $1,918. The county assessed it at $168,000.

Closest homes

More homes in Henderson 42420

Assigned schools

Explore the area

See this home in context

Open 3868 Ridgelane Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map