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Single Family ResidenceResidential
$543,234$265 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 71How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3868 ROCKY STEP RD

WINFIELD, WV 25213
3
Beds
3 / 1
Baths
2,048 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
10.6 ac
Lot SizeThe size of the land the home sits on, from county records.
1991
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$543K
$387K low$700K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$518,234
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$414,587
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.5%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$25,000
WELLS FARGO BANK N. A. · R · recorded Sep 1, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,700 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$154,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$31,320
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$123,180
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$132,480
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$257,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.62
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
33
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
75
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
81
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyPutnam
Lot (acres)The size of the land the home sits on, from county records.10.60
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Neighborhood · ZIP 25213These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.120
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.7,742
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.190 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,429
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,255
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3868 Rocky Step Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Putnam County
  • Among the highest price per square foot in Putnam County
  • Has a bigger lot than 95% of homes in Winfield 25213

What homes are worth in Winfield 25213

Each bar is how many homes fall in that price range. The marker is this home.

This home
$136K$823K

This home is worth more than 87% of homes in Winfield 25213.

How it measures up in Winfield 25213

The dot is this home. The mark in the middle is the typical home in Winfield 25213.

Estimated value$543,234
CheaperTypical $311,803Pricier

Pricier than 87% of homes nearby

Price per ft²$265
CheaperTypical $164Pricier

Pricier than 98% of homes nearby

Living area2,048 ft²
SmallerTypical 1,944 ft²Bigger

Bigger than 55% of homes nearby

Lot size10.6 ac
SmallerTypical 0.36 acBigger

Bigger than 95% of homes nearby

Year built1991
OlderTypical 1992Newer

Newer than 49% of homes nearby

How 3868 Rocky Step Rd ranks against every home in each area.
MeasureThis homeWinfield 25213Putnam County
Estimated valuepricier than$543,23487% of homes93% of homes
Price per ft²pricier than$26598% of homesalmost all homes
Living areabigger than2,048 ft²55% of homes64% of homes
Lot sizebigger than10.6 ac95% of homes93% of homes
Year builtnewer than199149% of homes58% of homes

About 3868 Rocky Step Rd

How much is 3868 Rocky Step Rd, Winfield, WV worth?

The TopHap Estimate for 3868 Rocky Step Rd, Winfield, WV is $543,234 as of Jul 14, 2026. The likely range is $386,902 to $699,566. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3868 Rocky Step Rd, Winfield, WV last sell?

3868 Rocky Step Rd, Winfield, WV last sold on Sep 29, 2022, according to the county's recorded deed.

How big is 3868 Rocky Step Rd, Winfield, WV?

3868 Rocky Step Rd, Winfield, WV has 3 bedrooms, 3 bathrooms, 2,048 square feet of living space and a 10.60-acre lot.

When was 3868 Rocky Step Rd, Winfield, WV built?

3868 Rocky Step Rd, Winfield, WV was built in 1991, making it 35 years old. It is a colonial home. The building has 2 stories.

How does 3868 Rocky Step Rd, Winfield, WV compare to other homes in Winfield 25213?

Among the 2,346 homes in Winfield 25213, it is worth more than 87% of them ($543,234 against a typical $311,803), its price per square foot is higher than 98% of them ($265 against a typical $164), it is bigger than 55% of them (2,048 ft² against a typical 1,944 ft²), its lot is bigger than 95% of them (10.6 ac against a typical 0.36 ac) and it is newer than 49% of them (1991 against a typical 1992). Measured against all of Putnam County, it is worth more than 93% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3868 Rocky Step Rd, Winfield, WV?

The 2025 property tax bill for 3868 Rocky Step Rd, Winfield, WV was $1,700. The county assessed it at $154,500.

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