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Single Family ResidentialResidential
$159,796$88 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3870 E RIVER RD

FREEPORT, IL 61032
2
Beds
1.5
Baths
1,806 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.6 ac
Lot SizeThe size of the land the home sits on, from county records.
1927
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$160K
$142K low$178K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$159,796
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$127,837

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,764 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$40,960 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,360
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$35,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$30,187
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$122,880

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountySTEPHENSON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1950
Lot (acres)The size of the land the home sits on, from county records.0.60
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Center Elementary SchoolA
Elementary · Grades PK–4 · 3.9 mi
H
Freeport High SchoolF
High · Grades 9–12 · 4.9 mi
M
Freeport Middle SchoolD+
Middle · Grades 7–8 · 5.0 mi

District: Freeport School District 145

Neighborhood · ZIP 61032These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.28,326
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.191 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,467
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,841
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3870 E River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 65% of homes in Freeport 61032
  • Has a bigger lot than 78% of homes in Freeport 61032

What homes are worth in Freeport 61032

Each bar is how many homes fall in that price range. The marker is this home.

This home
$49K$439K

This home is worth more than 56% of homes in Freeport 61032.

How it measures up in Freeport 61032

The dot is this home. The mark in the middle is the typical home in Freeport 61032.

Estimated value$159,796
CheaperTypical $143,338Pricier

Pricier than 56% of homes nearby

Price per ft²$88
CheaperTypical $95Pricier

Pricier than 43% of homes nearby

Living area1,806 ft²
SmallerTypical 1,532 ft²Bigger

Bigger than 65% of homes nearby

Lot size0.6 ac
SmallerTypical 0.25 acBigger

Bigger than 78% of homes nearby

Year built1927
OlderTypical 1949Newer

Newer than 41% of homes nearby

How 3870 E River Rd ranks against every home in each area.
MeasureThis homeFreeport 61032Stephenson County
Estimated valuepricier than$159,79656% of homes46% of homes
Price per ft²pricier than$8843% of homes50% of homes
Living areabigger than1,806 ft²65% of homes47% of homes
Lot sizebigger than0.6 ac78% of homes73% of homes
Year builtnewer than192741% of homes39% of homes

About 3870 E River Rd

How much is 3870 E River Rd, Freeport, IL worth?

The TopHap Estimate for 3870 E River Rd, Freeport, IL is $159,796 as of Jul 14, 2026. The likely range is $141,985 to $177,607. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3870 E River Rd, Freeport, IL last sell?

3870 E River Rd, Freeport, IL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3870 E River Rd, Freeport, IL?

3870 E River Rd, Freeport, IL has 2 bedrooms, 1.5 bathrooms, 1,806 square feet of living space and a 0.60-acre lot.

When was 3870 E River Rd, Freeport, IL built?

3870 E River Rd, Freeport, IL was built in 1927, making it 99 years old. The building has 1 story.

What schools serve 3870 E River Rd, Freeport, IL?

3870 E River Rd, Freeport, IL is assigned to Center Elementary School (elementary), rated A; Freeport High School (high), rated F; Freeport Middle School (middle), rated D+. All sit in Freeport School District 145. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3870 E River Rd, Freeport, IL compare to other homes in Freeport 61032?

Among the 10,790 homes in Freeport 61032, it is worth more than 56% of them ($159,796 against a typical $143,338), its price per square foot is higher than 43% of them ($88 against a typical $95), it is bigger than 65% of them (1,806 ft² against a typical 1,532 ft²), its lot is bigger than 78% of them (0.6 ac against a typical 0.25 ac) and it is newer than 41% of them (1927 against a typical 1949). Measured against all of Stephenson County, it is worth more than 46% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3870 E River Rd, Freeport, IL?

The 2025 property tax bill for 3870 E River Rd, Freeport, IL was $2,764. The county assessed it at $40,960.

Closest homes

More homes in Freeport 61032

Assigned schools

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