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Single Family Residence w/ ADUResidential
$490,908$487 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

38748 STATE ROUTE 20

CONCRETE, WA 98237
3
Beds
1
Baths
1,008 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1962
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$491K
$452K low$530K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$310,908
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$248,726
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.37%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$180,000
INTERCONTINENTAL CAPITAL GROUP INC · recorded Mar 16, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,809 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$476,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$178,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$297,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$424,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$476,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.16 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence w/ ADU
CountySkagit
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1996
Lot (acres)The size of the land the home sits on, from county records.1.50
ConstructionThe main material the home's frame and walls are built from.Wood Frame
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 84 ft²Patio · 604 ft²Porch · 425 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Concrete Elementary SchoolC-
Elementary · Grades KG–6 · 6.4 mi
M
Concrete High SchoolD
Middle · Grades 7–12 · 6.6 mi

District: Concrete School District

Neighborhood · ZIP 98237These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.160
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.153

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.63%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.4,967
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.11 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,151
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,178
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.116 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.43%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38748 State Route 20 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 67% of homes in Skagit County
  • Costs more per square foot than 95% of homes in Concrete 98237
  • Smaller than 85% of homes in Skagit County
  • Has a bigger lot than 83% of homes in Skagit County
  • Older than 85% of homes in Concrete 98237

What homes are worth in Concrete 98237

Each bar is how many homes fall in that price range. The marker is this home.

This home
$129K$929K

This home is worth more than 64% of homes in Concrete 98237.

How it measures up in Concrete 98237

The dot is this home. The mark in the middle is the typical home in Concrete 98237.

Estimated value$490,908
CheaperTypical $412,271Pricier

Pricier than 64% of homes nearby

Price per ft²$487
CheaperTypical $306Pricier

Pricier than 95% of homes nearby

Living area1,008 ft²
SmallerTypical 1,238 ft²Bigger

Bigger than 39% of homes nearby

Lot size1.5 ac
SmallerTypical 0.39 acBigger

Bigger than 81% of homes nearby

Year built1962
OlderTypical 1992Newer

Newer than 15% of homes nearby

How 38748 State Route 20 ranks against every home in each area.
MeasureThis homeConcrete 98237Skagit County
Estimated valuepricier than$490,90864% of homes33% of homes
Price per ft²pricier than$48795% of homes87% of homes
Living areabigger than1,008 ft²39% of homes15% of homes
Lot sizebigger than1.5 ac81% of homes83% of homes
Year builtnewer than196215% of homes24% of homes

About 38748 State Route 20

How much is 38748 State Route 20, Concrete, WA worth?

The TopHap Estimate for 38748 State Route 20, Concrete, WA is $490,908 as of Jul 14, 2026. The likely range is $452,029 to $529,787. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38748 State Route 20, Concrete, WA last sell?

38748 State Route 20, Concrete, WA last sold on Jun 1, 2018, according to the county's recorded deed.

How big is 38748 State Route 20, Concrete, WA?

38748 State Route 20, Concrete, WA has 3 bedrooms, 1 bathrooms, 1,008 square feet of living space and a 1.50-acre lot.

When was 38748 State Route 20, Concrete, WA built?

38748 State Route 20, Concrete, WA was built in 1962, making it 64 years old. The building has 1 story.

What schools serve 38748 State Route 20, Concrete, WA?

38748 State Route 20, Concrete, WA is assigned to Concrete Elementary School (elementary), rated C-; Concrete High School (middle), rated D. All sit in Concrete School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38748 State Route 20, Concrete, WA compare to other homes in Concrete 98237?

Among the 2,878 homes in Concrete 98237, it is worth more than 64% of them ($490,908 against a typical $412,271), its price per square foot is higher than 95% of them ($487 against a typical $306), it is bigger than 39% of them (1,008 ft² against a typical 1,238 ft²), its lot is bigger than 81% of them (1.5 ac against a typical 0.39 ac) and it is newer than 15% of them (1962 against a typical 1992). Measured against all of Skagit County, it is worth more than 33% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38748 State Route 20, Concrete, WA?

The 2026 property tax bill for 38748 State Route 20, Concrete, WA was $4,809. The county assessed it at $476,500.

Closest homes

More homes in Concrete 98237

Assigned schools

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