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Residential (General/Single)Residential
Last sold for $545,000 on Oct 8, 2003

388 OAK ST

RIDGEFIELD, NJ 07657
0
Baths
2,128 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$545,000 · Oct 8, 2003
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$343,508
WASHINGTON MUTUAL FSB · recorded Mar 24, 2008
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$200,100
HSBC BANK USA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,060 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$719,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$356,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$363,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$711,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$719,300

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyBERGEN
Lot (acres)The size of the land the home sits on, from county records.0.16
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Ridgefield Memorial High SchoolB-
High · Grades 9–12 · 0.4 mi
E
Bergen Boulevard School
Elementary · Grades 1–2 · 0.5 mi
M
Slocum Skewes SchoolB+
Middle · Grades 3–8 · 0.8 mi

District: Ridgefield Borough School District

Neighborhood · ZIP 07657These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.85
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.118
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.114

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.11,739
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,212 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$95,854
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$130,610
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

388 Oak St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 80% of homes in Ridgefield 07657
  • Newer than 71% of homes in Ridgefield 07657

How it measures up in Ridgefield 07657

The dot is this home. The mark in the middle is the typical home in Ridgefield 07657.

Living area2,128 ft²
SmallerTypical 1,836 ft²Bigger

Bigger than 63% of homes nearby

Lot size0.16 ac
SmallerTypical 0.11 acBigger

Bigger than 80% of homes nearby

Year built1960
OlderTypical 1949Newer

Newer than 71% of homes nearby

How 388 Oak St ranks against every home in each area.
MeasureThis homeRidgefield 07657Bergen County
Living areabigger than2,128 ft²63% of homes63% of homes
Lot sizebigger than0.16 ac80% of homes47% of homes
Year builtnewer than196071% of homes61% of homes

About 388 Oak St

When did 388 Oak St, Ridgefield, NJ last sell?

388 Oak St, Ridgefield, NJ last sold on Oct 8, 2003 for $545,000, according to the county's recorded deed.

How big is 388 Oak St, Ridgefield, NJ?

388 Oak St, Ridgefield, NJ has 2,128 square feet of living space and a 0.16-acre lot.

When was 388 Oak St, Ridgefield, NJ built?

388 Oak St, Ridgefield, NJ was built in 1960, making it 66 years old. The building has 2 stories.

What schools serve 388 Oak St, Ridgefield, NJ?

388 Oak St, Ridgefield, NJ is assigned to Ridgefield Memorial High School (high), rated B-; Bergen Boulevard School (elementary); Slocum Skewes School (middle), rated B+. All sit in Ridgefield Borough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 388 Oak St, Ridgefield, NJ compare to other homes in Ridgefield 07657?

Among the 2,580 homes in Ridgefield 07657, it is bigger than 63% of them (2,128 ft² against a typical 1,836 ft²), its lot is bigger than 80% of them (0.16 ac against a typical 0.11 ac) and it is newer than 71% of them (1960 against a typical 1949). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 388 Oak St, Ridgefield, NJ?

The 2025 property tax bill for 388 Oak St, Ridgefield, NJ was $12,060. The county assessed it at $719,300.

Closest homes

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Assigned schools

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