Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$768,400
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $425,000 on Sep 3, 2004

389 CEDAR DR

INDIAN RIVER, MI 49749
0
Baths
0.51 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$768K
$625K low$912K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$425,000 · Sep 3, 2004
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$508,400
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$406,720
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.35%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$260,000
CHEMICAL BANK · recorded May 26, 2015

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,088 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$310,900 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$286,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$621,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.31
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
41
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
66
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCHEBOYGAN
Lot (acres)The size of the land the home sits on, from county records.0.51
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Pellston Elementary SchoolA
Elementary · Grades PK–5 · 9.3 mi
M
Pellston Middlehigh SchoolC
Middle · Grades 6–12 · 9.4 mi

District: Pellston Public Schools

Neighborhood · ZIP 49749These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.129
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.9

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.55%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.2.0%
PopulationHow many people live in this area.4,110
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.46 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,500
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,470
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

389 Cedar Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Cheboygan County
  • Has a smaller lot than 66% of homes in Cheboygan County

What homes are worth in Indian River 49749

Each bar is how many homes fall in that price range. The marker is this home.

This home
$42K$1.5M

This home is worth more than 85% of homes in Indian River 49749.

How it measures up in Indian River 49749

The dot is this home. The mark in the middle is the typical home in Indian River 49749.

Estimated value$768,400
CheaperTypical $296,235Pricier

Pricier than 85% of homes nearby

Lot size0.51 ac
SmallerTypical 0.71 acBigger

Bigger than 40% of homes nearby

How 389 Cedar Dr ranks against every home in each area.
MeasureThis homeIndian River 49749Cheboygan County
Estimated valuepricier than$768,40085% of homes93% of homes
Lot sizebigger than0.51 ac40% of homes34% of homes

About 389 Cedar Dr

How much is 389 Cedar Dr, Indian River, MI worth?

The TopHap Estimate for 389 Cedar Dr, Indian River, MI is $768,400 as of Jul 14, 2026. The likely range is $624,629 to $912,171. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 389 Cedar Dr, Indian River, MI last sell?

389 Cedar Dr, Indian River, MI last sold on Sep 3, 2004 for $425,000, according to the county's recorded deed.

What schools serve 389 Cedar Dr, Indian River, MI?

389 Cedar Dr, Indian River, MI is assigned to Pellston Elementary School (elementary), rated A; Pellston Middlehigh School (middle), rated C. All sit in Pellston Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 389 Cedar Dr, Indian River, MI compare to other homes in Indian River 49749?

Among the 3,899 homes in Indian River 49749, it is worth more than 85% of them ($768,400 against a typical $296,235) and its lot is bigger than 40% of them (0.51 ac against a typical 0.71 ac). Measured against all of Cheboygan County, it is worth more than 93% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 389 Cedar Dr, Indian River, MI?

The 2025 property tax bill for 389 Cedar Dr, Indian River, MI was $5,088. The county assessed it at $310,900.

Closest homes

More homes in Indian River 49749

Assigned schools

Explore the area

See this home in context

Open 389 Cedar Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map