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Single Family ResidenceResidential
$924,900$321 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

389 RIDGE DR

SHELBY, AL 35143
3 / 1
Baths
2,885 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$925K
$747K low$1.1M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$689,900
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$551,920
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.25%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$235,000
IBERIABANK · recorded Aug 30, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,095 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$47,620 (2024)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$44,640
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$476,170

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.117 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyShelby
Lot (acres)The size of the land the home sits on, from county records.0.28
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Retaining Wall
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 754 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Shelby Elementary SchoolA
Elementary · Grades KG–5 · 4.5 mi
H
Shelby County High SchoolC-
High · Grades 9–12 · 11.3 mi
M
Columbiana Middle SchoolB-
Middle · Grades 6–8 · 12.0 mi

District: Shelby County School District

Neighborhood · ZIP 35143These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.186
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.56

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.79%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.3,319
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.67 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,929
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,071
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

389 Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Shelby 35143
  • Costs more per square foot than 98% of homes in Shelby County
  • Bigger than 93% of homes in Shelby 35143
  • Has a smaller lot than 90% of homes in Shelby 35143
  • Newer than 85% of homes in Shelby 35143

What homes are worth in Shelby 35143

Each bar is how many homes fall in that price range. The marker is this home.

This home
$47K$763K

This home is worth more than almost all homes in Shelby 35143.

How it measures up in Shelby 35143

The dot is this home. The mark in the middle is the typical home in Shelby 35143.

Estimated value$924,900
CheaperTypical $293,438Pricier

Pricier than almost all homes nearby

Price per ft²$321
CheaperTypical $177Pricier

Pricier than 94% of homes nearby

Living area2,885 ft²
SmallerTypical 1,630 ft²Bigger

Bigger than 93% of homes nearby

Lot size0.28 ac
SmallerTypical 0.94 acBigger

Bigger than 10% of homes nearby

Year built2003
OlderTypical 1979Newer

Newer than 85% of homes nearby

How 389 Ridge Dr ranks against every home in each area.
MeasureThis homeShelby 35143Shelby County
Estimated valuepricier than$924,900almost all homes96% of homes
Price per ft²pricier than$32194% of homes98% of homes
Living areabigger than2,885 ft²93% of homes79% of homes
Lot sizebigger than0.28 ac10% of homes38% of homes
Year builtnewer than200385% of homes65% of homes

About 389 Ridge Dr

How much is 389 Ridge Dr, Shelby, AL worth?

The TopHap Estimate for 389 Ridge Dr, Shelby, AL is $924,900 as of Jul 14, 2026. The likely range is $746,811 to $1,102,989. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 389 Ridge Dr, Shelby, AL?

389 Ridge Dr, Shelby, AL has 3 bathrooms, 2,885 square feet of living space and a 0.28-acre lot.

When was 389 Ridge Dr, Shelby, AL built?

389 Ridge Dr, Shelby, AL was built in 2003, making it 23 years old. The building has 2 stories.

What schools serve 389 Ridge Dr, Shelby, AL?

389 Ridge Dr, Shelby, AL is assigned to Shelby Elementary School (elementary), rated A; Shelby County High School (high), rated C-; Columbiana Middle School (middle), rated B-. All sit in Shelby County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 389 Ridge Dr, Shelby, AL compare to other homes in Shelby 35143?

Among the 1,480 homes in Shelby 35143, it is worth more than almost all of them ($924,900 against a typical $293,438), its price per square foot is higher than 94% of them ($321 against a typical $177), it is bigger than 93% of them (2,885 ft² against a typical 1,630 ft²), its lot is bigger than 10% of them (0.28 ac against a typical 0.94 ac) and it is newer than 85% of them (2003 against a typical 1979). Measured against all of Shelby County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 389 Ridge Dr, Shelby, AL?

The 2024 property tax bill for 389 Ridge Dr, Shelby, AL was $2,095. The county assessed it at $47,620.

Closest homes

More homes in Shelby 35143

Assigned schools

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