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Single Family ResidenceResidential
$216,103$104 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

389 SOUTHERN CHARM RD

RUFFIN, SC 29475
4
Beds
2
Baths
2,074 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1961
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$216K
$190K low$243K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$216,103
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$172,882

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$639 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$109,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$23,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$86,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$109,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$109,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.18
49
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
33
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
11
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyColleton
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1999
Lot (acres)The size of the land the home sits on, from county records.4.50
HeatingThe type of heating system in the home.Central

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Forest Hills Elementary SchoolC
Elementary · Grades 1–5 · 6.5 mi
H
Colleton County High SchoolD
High · Grades 9–12 · 7.6 mi
M
Colleton County Middle SchoolD
Middle · Grades 6–8 · 8.5 mi

District: Colleton County School District

Neighborhood · ZIP 29475These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.146
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.74
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.230

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,987
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.29 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,994
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$64,932
Average tempThe average temperature here across a full year.65°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

389 Southern Charm Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 72% of homes in Colleton County
  • Bigger than 85% of homes in Ruffin 29475
  • Has a bigger lot than 76% of homes in Colleton County
  • Older than 89% of homes in Colleton County

What homes are worth in Ruffin 29475

Each bar is how many homes fall in that price range. The marker is this home.

This home
$52K$736K

This home is worth more than 59% of homes in Ruffin 29475.

How it measures up in Ruffin 29475

The dot is this home. The mark in the middle is the typical home in Ruffin 29475.

Estimated value$216,103
CheaperTypical $180,190Pricier

Pricier than 59% of homes nearby

Price per ft²$104
CheaperTypical $124Pricier

Pricier than 35% of homes nearby

Living area2,074 ft²
SmallerTypical 1,351 ft²Bigger

Bigger than 85% of homes nearby

Lot size4.5 ac
SmallerTypical 2 acBigger

Bigger than 66% of homes nearby

Year built1961
OlderTypical 1992Newer

Newer than 13% of homes nearby

How 389 Southern Charm Rd ranks against every home in each area.
MeasureThis homeRuffin 29475Colleton County
Estimated valuepricier than$216,10359% of homes48% of homes
Price per ft²pricier than$10435% of homes28% of homes
Living areabigger than2,074 ft²85% of homes82% of homes
Lot sizebigger than4.5 ac66% of homes76% of homes
Year builtnewer than196113% of homes11% of homes

About 389 Southern Charm Rd

How much is 389 Southern Charm Rd, Ruffin, SC worth?

The TopHap Estimate for 389 Southern Charm Rd, Ruffin, SC is $216,103 as of Jul 14, 2026. The likely range is $189,652 to $242,554. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 389 Southern Charm Rd, Ruffin, SC?

389 Southern Charm Rd, Ruffin, SC has 4 bedrooms, 2 bathrooms, 2,074 square feet of living space and a 4.50-acre lot.

When was 389 Southern Charm Rd, Ruffin, SC built?

389 Southern Charm Rd, Ruffin, SC was built in 1961, making it 65 years old. The building has 1 story.

What schools serve 389 Southern Charm Rd, Ruffin, SC?

389 Southern Charm Rd, Ruffin, SC is assigned to Forest Hills Elementary School (elementary), rated C; Colleton County High School (high), rated D; Colleton County Middle School (middle), rated D. All sit in Colleton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 389 Southern Charm Rd, Ruffin, SC compare to other homes in Ruffin 29475?

Among the 1,625 homes in Ruffin 29475, it is worth more than 59% of them ($216,103 against a typical $180,190), its price per square foot is higher than 35% of them ($104 against a typical $124), it is bigger than 85% of them (2,074 ft² against a typical 1,351 ft²), its lot is bigger than 66% of them (4.5 ac against a typical 2 ac) and it is newer than 13% of them (1961 against a typical 1992). Measured against all of Colleton County, it is worth more than 48% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 389 Southern Charm Rd, Ruffin, SC?

The 2025 property tax bill for 389 Southern Charm Rd, Ruffin, SC was $639. The county assessed it at $109,900.

Closest homes

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Assigned schools

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