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Single Family ResidenceResidential
$148,893$182 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $112,900 on May 1, 2019

3892 RIVER RANCH RD

VERNON, FL 32462
1
Baths
816 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.36 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.

Valuation

$149K
$135K low$163K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$112,900 · May 1, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$58,973
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$47,178
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.62%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$89,920
BANK OF ENGLAND · recorded May 1, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,896 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$138,318 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,730
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$129,588
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$139,341
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$138,318

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.53
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
35
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
99
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWashington
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2009
Lot (acres)The size of the land the home sits on, from county records.0.36
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 392 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Vernon Elementary SchoolC-
Elementary · Grades PK–5 · 10.3 mi
H
Vernon High SchoolC-
High · Grades 9–12 · 10.5 mi
M
Vernon Middle SchoolC
Middle · Grades 6–8 · 10.5 mi

District: Washington County School District

Neighborhood · ZIP 32462These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.77
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.18

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.5.4%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.5,093
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.29 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,218
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$63,908
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.64 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3892 River Ranch Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 66% of homes in Washington County
  • Costs more per square foot than 83% of homes in Washington County
  • Smaller than 92% of homes in Washington County
  • Has a smaller lot than 86% of homes in Vernon 32462

What homes are worth in Vernon 32462

Each bar is how many homes fall in that price range. The marker is this home.

This home
$49K$616K

This home is worth more than 39% of homes in Vernon 32462.

How it measures up in Vernon 32462

The dot is this home. The mark in the middle is the typical home in Vernon 32462.

Estimated value$148,893
CheaperTypical $184,473Pricier

Pricier than 39% of homes nearby

Price per ft²$182
CheaperTypical $138Pricier

Pricier than 75% of homes nearby

Living area816 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 16% of homes nearby

Lot size0.36 ac
SmallerTypical 2.2 acBigger

Bigger than 14% of homes nearby

Year built1987
OlderTypical 1986Newer

Newer than 52% of homes nearby

How 3892 River Ranch Rd ranks against every home in each area.
MeasureThis homeVernon 32462Washington County
Estimated valuepricier than$148,89339% of homes34% of homes
Price per ft²pricier than$18275% of homes83% of homes
Living areabigger than816 ft²16% of homes8% of homes
Lot sizebigger than0.36 ac14% of homes14% of homes
Year builtnewer than198752% of homes46% of homes

About 3892 River Ranch Rd

How much is 3892 River Ranch Rd, Vernon, FL worth?

The TopHap Estimate for 3892 River Ranch Rd, Vernon, FL is $148,893 as of Jul 14, 2026. The likely range is $135,190 to $162,596. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3892 River Ranch Rd, Vernon, FL last sell?

3892 River Ranch Rd, Vernon, FL last sold on May 1, 2019 for $112,900, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 3892 River Ranch Rd, Vernon, FL?

3892 River Ranch Rd, Vernon, FL has 1 bathrooms, 816 square feet of living space and a 0.36-acre lot.

When was 3892 River Ranch Rd, Vernon, FL built?

3892 River Ranch Rd, Vernon, FL was built in 1987, making it 39 years old.

What schools serve 3892 River Ranch Rd, Vernon, FL?

3892 River Ranch Rd, Vernon, FL is assigned to Vernon Elementary School (elementary), rated C-; Vernon High School (high), rated C-; Vernon Middle School (middle), rated C. All sit in Washington County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3892 River Ranch Rd, Vernon, FL compare to other homes in Vernon 32462?

Among the 1,945 homes in Vernon 32462, it is worth more than 39% of them ($148,893 against a typical $184,473), its price per square foot is higher than 75% of them ($182 against a typical $138), it is bigger than 16% of them (816 ft² against a typical 1,344 ft²), its lot is bigger than 14% of them (0.36 ac against a typical 2.2 ac) and it is newer than 52% of them (1987 against a typical 1986). Measured against all of Washington County, it is worth more than 34% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3892 River Ranch Rd, Vernon, FL?

The 2025 property tax bill for 3892 River Ranch Rd, Vernon, FL was $1,896. The county assessed it at $138,318.

Closest homes

More homes in Vernon 32462

Assigned schools

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