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Rural ResidenceResidential
$444,278$475 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3898 ROSS RD

WACO, TX 76705
2
Beds
1
Baths
936 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
71.95 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$444K
$394K low$495K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$444,278
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$355,422

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$17,092 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$832,580 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$25,260
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$807,320
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,241,540
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,133,210

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
20
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
62
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
99
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
49
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.3 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyMcLennan
Lot (acres)The size of the land the home sits on, from county records.71.95
ConstructionThe main material the home's frame and walls are built from.Wood Frame
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 1,048 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
West Elementary SchoolA
Elementary · Grades KG–5 · 8.6 mi
H
West High SchoolB+
High · Grades 9–12 · 8.6 mi
M
West Middle SchoolA
Middle · Grades 6–8 · 8.6 mi

District: West Independent School District

Neighborhood · ZIP 76705These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.139
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.31,396
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.265 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,958
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,731
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3898 Ross Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Waco 76705
  • Among the highest price per square foot in McLennan County
  • Smaller than 92% of homes in McLennan County
  • Among the largest lots in Waco 76705

What homes are worth in Waco 76705

Each bar is how many homes fall in that price range. The marker is this home.

This home
$80K$789K

This home is worth more than 89% of homes in Waco 76705.

How it measures up in Waco 76705

The dot is this home. The mark in the middle is the typical home in Waco 76705.

Estimated value$444,278
CheaperTypical $221,032Pricier

Pricier than 89% of homes nearby

Price per ft²$475
CheaperTypical $154Pricier

Pricier than almost all homes nearby

Living area936 ft²
SmallerTypical 1,424 ft²Bigger

Bigger than 12% of homes nearby

Lot size71.95 ac
SmallerTypical 0.34 acBigger

Bigger than almost all homes nearby

Year built1985
OlderTypical 1982Newer

Newer than 55% of homes nearby

How 3898 Ross Rd ranks against every home in each area.
MeasureThis homeWaco 76705McLennan County
Estimated valuepricier than$444,27889% of homes81% of homes
Price per ft²pricier than$475almost all homesalmost all homes
Living areabigger than936 ft²12% of homes8% of homes
Lot sizebigger than71.95 acalmost all homesalmost all homes
Year builtnewer than198555% of homes57% of homes

About 3898 Ross Rd

How much is 3898 Ross Rd, Waco, TX worth?

The TopHap Estimate for 3898 Ross Rd, Waco, TX is $444,278 as of Jul 14, 2026. The likely range is $393,647 to $494,909. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 3898 Ross Rd, Waco, TX?

3898 Ross Rd, Waco, TX has 2 bedrooms, 1 bathrooms, 936 square feet of living space and a 71.95-acre lot.

When was 3898 Ross Rd, Waco, TX built?

3898 Ross Rd, Waco, TX was built in 1985, making it 41 years old. The building has 1 story.

What schools serve 3898 Ross Rd, Waco, TX?

3898 Ross Rd, Waco, TX is assigned to West Elementary School (elementary), rated A; West High School (high), rated B+; West Middle School (middle), rated A. All sit in West Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3898 Ross Rd, Waco, TX compare to other homes in Waco 76705?

Among the 10,505 homes in Waco 76705, it is worth more than 89% of them ($444,278 against a typical $221,032), its price per square foot is higher than almost all of them ($475 against a typical $154), it is bigger than 12% of them (936 ft² against a typical 1,424 ft²), its lot is bigger than almost all of them (71.95 ac against a typical 0.34 ac) and it is newer than 55% of them (1985 against a typical 1982). Measured against all of McLennan County, it is worth more than 81% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3898 Ross Rd, Waco, TX?

The 2024 property tax bill for 3898 Ross Rd, Waco, TX was $17,092. The county assessed it at $832,580.

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Assigned schools

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