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Single Family ResidenceResidential
$486,795$325 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $490,000 on Aug 20, 2025

39 CATATOGA LN

MILLS RIVER, NC 28759
2
Baths
1,500 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.79 ac
Lot SizeThe size of the land the home sits on, from county records.
2015
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$487K
$420K low$553K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$490,000 · Aug 20, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.101%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$490,000
STATE EMPLOYEES CU · 6.15% 1 · recorded Aug 20, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,516 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$348,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$47,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$301,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$351,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$348,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.16
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
30
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
51
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyHENDERSON
Lot (acres)The size of the land the home sits on, from county records.0.79
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 72 ft²Porch · 300 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mills River Elementary SchoolA
Elementary · Grades PK–5 · 1.7 mi
H
West Henderson High SchoolA-
High · Grades 9–12 · 4.6 mi
M
Rugby Middle SchoolB+
Middle · Grades 6–8 · 4.9 mi

District: Henderson County Schools

Neighborhood · ZIP 28759These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.60
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.103

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.7,000
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.288 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,138
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,537
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

39 Catatoga Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 84% of homes in Henderson County
  • Smaller than 76% of homes in Mills River 28759
  • Newer than 87% of homes in Henderson County

What homes are worth in Mills River 28759

Each bar is how many homes fall in that price range. The marker is this home.

This home
$170K$1.4M

This home is worth more than 46% of homes in Mills River 28759.

How it measures up in Mills River 28759

The dot is this home. The mark in the middle is the typical home in Mills River 28759.

Estimated value$486,795
CheaperTypical $509,373Pricier

Pricier than 46% of homes nearby

Price per ft²$325
CheaperTypical $255Pricier

Pricier than 77% of homes nearby

Living area1,500 ft²
SmallerTypical 1,906 ft²Bigger

Bigger than 24% of homes nearby

Lot size0.79 ac
SmallerTypical 0.89 acBigger

Bigger than 44% of homes nearby

Year built2015
OlderTypical 1996Newer

Newer than 81% of homes nearby

How 39 Catatoga Ln ranks against every home in each area.
MeasureThis homeMills River 28759Henderson County
Estimated valuepricier than$486,79546% of homes63% of homes
Price per ft²pricier than$32577% of homes84% of homes
Living areabigger than1,500 ft²24% of homes38% of homes
Lot sizebigger than0.79 ac44% of homes56% of homes
Year builtnewer than201581% of homes87% of homes

About 39 Catatoga Ln

How much is 39 Catatoga Ln, Mills River, NC worth?

The TopHap Estimate for 39 Catatoga Ln, Mills River, NC is $486,795 as of Jul 14, 2026. The likely range is $420,152 to $553,438. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 39 Catatoga Ln, Mills River, NC last sell?

39 Catatoga Ln, Mills River, NC last sold on Aug 20, 2025 for $490,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 39 Catatoga Ln, Mills River, NC?

39 Catatoga Ln, Mills River, NC has 2 bathrooms, 1,500 square feet of living space and a 0.79-acre lot.

When was 39 Catatoga Ln, Mills River, NC built?

39 Catatoga Ln, Mills River, NC was built in 2015, making it 11 years old. It is a conventional home. The building has 1 story.

What schools serve 39 Catatoga Ln, Mills River, NC?

39 Catatoga Ln, Mills River, NC is assigned to Mills River Elementary School (elementary), rated A; West Henderson High School (high), rated A-; Rugby Middle School (middle), rated B+. All sit in Henderson County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 39 Catatoga Ln, Mills River, NC compare to other homes in Mills River 28759?

Among the 3,816 homes in Mills River 28759, it is worth more than 46% of them ($486,795 against a typical $509,373), its price per square foot is higher than 77% of them ($325 against a typical $255), it is bigger than 24% of them (1,500 ft² against a typical 1,906 ft²), its lot is bigger than 44% of them (0.79 ac against a typical 0.89 ac) and it is newer than 81% of them (2015 against a typical 1996). Measured against all of Henderson County, it is worth more than 63% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 39 Catatoga Ln, Mills River, NC?

The 2025 property tax bill for 39 Catatoga Ln, Mills River, NC was $1,516. The county assessed it at $348,400.

Closest homes

More homes in Mills River 28759

Assigned schools

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