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Single Family ResidenceResidential
$1,877,067$427 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $949,650 on May 2, 2002

39 SADDLE RIDGE RD

SUDBURY, MA 01776
4
Beds
4 / 2
Baths
4,398 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.9M
$1.8M low$2M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$949,650 · May 2, 2002
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,177,067
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$941,654
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.37%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$700,000
MERRILL LYNCH CREDIT CORP · recorded Nov 15, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$25,034 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,710,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$547,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,162,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,761,395

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyMIDDLESEX
Lot (acres)The size of the land the home sits on, from county records.3.13
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Ephraim Curtis Middle SchoolA
Middle · Grades 6–8 · 0.5 mi
E
Peter NoyesA
Elementary · Grades PK–5 · 1.7 mi
H
Lincoln-Sudbury Regional High SchoolA
High · Grades 9–12 · 2.5 mi

District: Sudbury School District

Neighborhood · ZIP 01776These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.14
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.38%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.1.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.19,212
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.791 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$218,626
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$263,426
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

39 Saddle Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Middlesex County
  • Costs less per square foot than 70% of homes in Sudbury 01776
  • Bigger than 97% of homes in Middlesex County
  • Has a bigger lot than 92% of homes in Middlesex County
  • Newer than 80% of homes in Middlesex County

What homes are worth in Sudbury 01776

Each bar is how many homes fall in that price range. The marker is this home.

This home
$586K$2.4M

This home is worth more than 91% of homes in Sudbury 01776.

How it measures up in Sudbury 01776

The dot is this home. The mark in the middle is the typical home in Sudbury 01776.

Estimated value$1,877,067
CheaperTypical $1,122,731Pricier

Pricier than 91% of homes nearby

Price per ft²$427
CheaperTypical $463Pricier

Pricier than 30% of homes nearby

Living area4,398 ft²
SmallerTypical 2,464 ft²Bigger

Bigger than 92% of homes nearby

Lot size3.13 ac
SmallerTypical 0.95 acBigger

Bigger than 90% of homes nearby

Year built1987
OlderTypical 1971Newer

Newer than 68% of homes nearby

How 39 Saddle Ridge Rd ranks against every home in each area.
MeasureThis homeSudbury 01776Middlesex County
Estimated valuepricier than$1,877,06791% of homes93% of homes
Price per ft²pricier than$42730% of homes40% of homes
Living areabigger than4,398 ft²92% of homes97% of homes
Lot sizebigger than3.13 ac90% of homes92% of homes
Year builtnewer than198768% of homes80% of homes

About 39 Saddle Ridge Rd

How much is 39 Saddle Ridge Rd, Sudbury, MA worth?

The TopHap Estimate for 39 Saddle Ridge Rd, Sudbury, MA is $1,877,067 as of Jul 14, 2026. The likely range is $1,794,132 to $1,960,002. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 39 Saddle Ridge Rd, Sudbury, MA last sell?

39 Saddle Ridge Rd, Sudbury, MA last sold on May 2, 2002 for $949,650, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 39 Saddle Ridge Rd, Sudbury, MA?

39 Saddle Ridge Rd, Sudbury, MA has 4 bedrooms, 4 bathrooms, 4,398 square feet of living space and a 3.13-acre lot.

When was 39 Saddle Ridge Rd, Sudbury, MA built?

39 Saddle Ridge Rd, Sudbury, MA was built in 1987, making it 39 years old. It is a colonial home. The building has 2 stories.

What schools serve 39 Saddle Ridge Rd, Sudbury, MA?

39 Saddle Ridge Rd, Sudbury, MA is assigned to Ephraim Curtis Middle School (middle), rated A; Peter Noyes (elementary), rated A; Lincoln-Sudbury Regional High School (high), rated A. All sit in Sudbury School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 39 Saddle Ridge Rd, Sudbury, MA compare to other homes in Sudbury 01776?

Among the 6,101 homes in Sudbury 01776, it is worth more than 91% of them ($1,877,067 against a typical $1,122,731), its price per square foot is higher than 30% of them ($427 against a typical $463), it is bigger than 92% of them (4,398 ft² against a typical 2,464 ft²), its lot is bigger than 90% of them (3.13 ac against a typical 0.95 ac) and it is newer than 68% of them (1987 against a typical 1971). Measured against all of Middlesex County, it is worth more than 93% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 39 Saddle Ridge Rd, Sudbury, MA?

The 2025 property tax bill for 39 Saddle Ridge Rd, Sudbury, MA was $25,034. The county assessed it at $1,710,000.

Closest homes

More homes in Sudbury 01776

Assigned schools

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