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Single Family ResidenceResidential
$168,623$130 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3903 STATE ROUTE 31

PALMYRA, NY 14522
2
Beds
1
Baths
1,302 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.63 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$169K
$148K low$190K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$92,013
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$73,610
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.45%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
CITIZENS BANK · recorded Sep 7, 2022
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$26,610
CITIZENS BANK

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$136,800 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$16,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$120,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$136,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$152,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
39
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
60
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
72
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyWayne
Lot (acres)The size of the land the home sits on, from county records.0.63
HeatingThe type of heating system in the home.Forced Air
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 108 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Palmyra-Macedon Primary School
Elementary · Grades KG–2 · 2.0 mi
H
Palmyra-Macedon High SchoolB+
High · Grades 9–12 · 2.7 mi
M
Palmyra-Macedon Middle SchoolC+
Middle · Grades 6–8 · 2.7 mi

District: Palmyra-Macedon Central School District

Neighborhood · ZIP 14522These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.86
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.8,726
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.187 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,602
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$107,960
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.51%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3903 State Route 31 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 80% of homes in Palmyra 14522
  • Smaller than 72% of homes in Palmyra 14522

What homes are worth in Palmyra 14522

Each bar is how many homes fall in that price range. The marker is this home.

This home
$87K$511K

This home is worth more than 20% of homes in Palmyra 14522.

How it measures up in Palmyra 14522

The dot is this home. The mark in the middle is the typical home in Palmyra 14522.

Estimated value$168,623
CheaperTypical $216,603Pricier

Pricier than 20% of homes nearby

Price per ft²$130
CheaperTypical $143Pricier

Pricier than 40% of homes nearby

Living area1,302 ft²
SmallerTypical 1,608 ft²Bigger

Bigger than 28% of homes nearby

Lot size0.63 ac
SmallerTypical 0.64 acBigger

Bigger than 50% of homes nearby

Year built1940
OlderTypical 1955Newer

Newer than 41% of homes nearby

How 3903 State Route 31 ranks against every home in each area.
MeasureThis homePalmyra 14522Wayne County
Estimated valuepricier than$168,62320% of homes27% of homes
Price per ft²pricier than$13040% of homes41% of homes
Living areabigger than1,302 ft²28% of homes28% of homes
Lot sizebigger than0.63 ac50% of homes48% of homes
Year builtnewer than194041% of homes38% of homes

About 3903 State Route 31

How much is 3903 State Route 31, Palmyra, NY worth?

The TopHap Estimate for 3903 State Route 31, Palmyra, NY is $168,623 as of Jul 14, 2026. The likely range is $147,573 to $189,673. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 3903 State Route 31, Palmyra, NY?

3903 State Route 31, Palmyra, NY has 2 bedrooms, 1 bathrooms, 1,302 square feet of living space and a 0.63-acre lot.

When was 3903 State Route 31, Palmyra, NY built?

3903 State Route 31, Palmyra, NY was built in 1940, making it 86 years old. It is a cape cod home. The building has 2 stories.

What schools serve 3903 State Route 31, Palmyra, NY?

3903 State Route 31, Palmyra, NY is assigned to Palmyra-Macedon Primary School (elementary); Palmyra-Macedon High School (high), rated B+; Palmyra-Macedon Middle School (middle), rated C+. All sit in Palmyra-Macedon Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3903 State Route 31, Palmyra, NY compare to other homes in Palmyra 14522?

Among the 2,998 homes in Palmyra 14522, it is worth more than 20% of them ($168,623 against a typical $216,603), its price per square foot is higher than 40% of them ($130 against a typical $143), it is bigger than 28% of them (1,302 ft² against a typical 1,608 ft²), its lot is bigger than 50% of them (0.63 ac against a typical 0.64 ac) and it is newer than 41% of them (1940 against a typical 1955). Measured against all of Wayne County, it is worth more than 27% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Palmyra 14522

Assigned schools

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