Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
Last sold for $150,000 on Apr 3, 2014

3908 MEMORY LN

WATERLOO, IA 50702
4
Beds
2
Baths
1,145 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.27 ac
Lot SizeThe size of the land the home sits on, from county records.
2013
Year BuiltThe year the home was originally built, according to county records.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$150,000 · Apr 3, 2014

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,914 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$202,690 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$24,240
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$178,450
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$150,530
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$202,690

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Foyer
CountyBLACK HAWK
Lot (acres)The size of the land the home sits on, from county records.0.27
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 208 ft²Patio · 80 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Orange Elementary SchoolA-
Elementary · Grades PK–5 · 3.4 mi
H
Waterloo West High SchoolD
High · Grades 9–12 · 4.2 mi
M
Hoover Middle SchoolB-
Middle · Grades 6–8 · 4.4 mi

District: Waterloo Community School District

Neighborhood · ZIP 50702These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.20,569
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,006 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,539
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,786
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3908 Memory Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 83% of homes in Waterloo 50702
  • Newer than 95% of homes in Waterloo 50702

How it measures up in Waterloo 50702

The dot is this home. The mark in the middle is the typical home in Waterloo 50702.

Living area1,145 ft²
SmallerTypical 1,057 ft²Bigger

Bigger than 60% of homes nearby

Lot size0.27 ac
SmallerTypical 0.17 acBigger

Bigger than 83% of homes nearby

Year built2013
OlderTypical 1956Newer

Newer than 95% of homes nearby

How 3908 Memory Ln ranks against every home in each area.
MeasureThis homeWaterloo 50702Black Hawk County
Living areabigger than1,145 ft²60% of homes45% of homes
Lot sizebigger than0.27 ac83% of homes66% of homes
Year builtnewer than201395% of homes94% of homes

About 3908 Memory Ln

When did 3908 Memory Ln, Waterloo, IA last sell?

3908 Memory Ln, Waterloo, IA last sold on Apr 3, 2014 for $150,000, according to the county's recorded deed.

How big is 3908 Memory Ln, Waterloo, IA?

3908 Memory Ln, Waterloo, IA has 4 bedrooms, 2 bathrooms, 1,145 square feet of living space and a 0.27-acre lot.

When was 3908 Memory Ln, Waterloo, IA built?

3908 Memory Ln, Waterloo, IA was built in 2013, making it 13 years old. It is a split foyer home.

What schools serve 3908 Memory Ln, Waterloo, IA?

3908 Memory Ln, Waterloo, IA is assigned to Orange Elementary School (elementary), rated A-; Waterloo West High School (high), rated D; Hoover Middle School (middle), rated B-. All sit in Waterloo Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3908 Memory Ln, Waterloo, IA compare to other homes in Waterloo 50702?

Among the 8,601 homes in Waterloo 50702, it is bigger than 60% of them (1,145 ft² against a typical 1,057 ft²), its lot is bigger than 83% of them (0.27 ac against a typical 0.17 ac) and it is newer than 95% of them (2013 against a typical 1956). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3908 Memory Ln, Waterloo, IA?

The 2025 property tax bill for 3908 Memory Ln, Waterloo, IA was $3,914. The county assessed it at $202,690.

More homes on Memory Ln

Closest homes

More homes in Waterloo 50702

Assigned schools

Explore the area

See this home in context

Open 3908 Memory Ln on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map