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Single Family ResidentialResidential
$27,882$20 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 43How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

391 ROCK FORK RD

GARRETT, KY 41630
3
Beds
2
Baths
1,404 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1975
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$28K
$12K low$44K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.316%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$99,000
SUNTRUST MORTGAGE INC · recorded Aug 7, 2014

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,248 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$104,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$20,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$84,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$55,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$104,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.155 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyFloyd
Lot (acres)The size of the land the home sits on, from county records.0.11
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Gas
CoolingThe type of cooling or air conditioning in the home.Central

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Home Instruction Elementary School
Elementary · Grades KG–8 · 13.9 mi
H
Home Instruction High School
High · Grades 9–12 · 13.9 mi

District: Floyd County School District

Neighborhood · ZIP 41630These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.145
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.62

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.3.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.29%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.798
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.42 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$44,412
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$61,586
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

391 Rock Fork Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 81% of homes in Floyd County
  • Costs less per square foot than 92% of homes in Floyd County
  • Bigger than 68% of homes in Garrett 41630
  • Has a smaller lot than 93% of homes in Floyd County

What homes are worth in Garrett 41630

Each bar is how many homes fall in that price range. The marker is this home.

This home
$12K$171K

This home is worth more than 39% of homes in Garrett 41630.

How it measures up in Garrett 41630

The dot is this home. The mark in the middle is the typical home in Garrett 41630.

Estimated value$27,882
CheaperTypical $35,296Pricier

Pricier than 39% of homes nearby

Price per ft²$20
CheaperTypical $34Pricier

Pricier than 16% of homes nearby

Living area1,404 ft²
SmallerTypical 1,160 ft²Bigger

Bigger than 68% of homes nearby

Lot size0.11 ac
SmallerTypical 0.76 acBigger

Bigger than 10% of homes nearby

Year built1975
OlderTypical 1977Newer

Newer than 47% of homes nearby

How 391 Rock Fork Rd ranks against every home in each area.
MeasureThis homeGarrett 41630Floyd County
Estimated valuepricier than$27,88239% of homes19% of homes
Price per ft²pricier than$2016% of homes8% of homes
Living areabigger than1,404 ft²68% of homes62% of homes
Lot sizebigger than0.11 ac10% of homes7% of homes
Year builtnewer than197547% of homes38% of homes

About 391 Rock Fork Rd

How much is 391 Rock Fork Rd, Garrett, KY worth?

The TopHap Estimate for 391 Rock Fork Rd, Garrett, KY is $27,882 as of Jul 14, 2026. The likely range is $11,979 to $43,785. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 391 Rock Fork Rd, Garrett, KY last sell?

391 Rock Fork Rd, Garrett, KY last sold on Apr 20, 2016, according to the county's recorded deed.

How big is 391 Rock Fork Rd, Garrett, KY?

391 Rock Fork Rd, Garrett, KY has 3 bedrooms, 2 bathrooms, 1,404 square feet of living space and a 0.11-acre lot.

When was 391 Rock Fork Rd, Garrett, KY built?

391 Rock Fork Rd, Garrett, KY was built in 1975, making it 51 years old. The building has 1 story.

What schools serve 391 Rock Fork Rd, Garrett, KY?

391 Rock Fork Rd, Garrett, KY is assigned to Home Instruction Elementary School (elementary); Home Instruction High School (high). All sit in Floyd County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 391 Rock Fork Rd, Garrett, KY compare to other homes in Garrett 41630?

Among the 735 homes in Garrett 41630, it is worth more than 39% of them ($27,882 against a typical $35,296), its price per square foot is higher than 16% of them ($20 against a typical $34), it is bigger than 68% of them (1,404 ft² against a typical 1,160 ft²), its lot is bigger than 10% of them (0.11 ac against a typical 0.76 ac) and it is newer than 47% of them (1975 against a typical 1977). Measured against all of Floyd County, it is worth more than 19% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 391 Rock Fork Rd, Garrett, KY?

The 2025 property tax bill for 391 Rock Fork Rd, Garrett, KY was $1,248. The county assessed it at $104,000.

Closest homes

More homes in Garrett 41630

Assigned schools

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