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Single Family ResidenceResidential
$796,696$181 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $658,000 on Sep 23, 2016

3915 RIVER RD

YOUNGSTOWN, NY 14174
4
Beds
5 / 1
Baths
4,402 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$797K
$756K low$837K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$658,000 · Sep 23, 2016
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.149%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$806,500
LOANDEPOT.COM LLC · recorded Oct 8, 2025
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$350,000
KEY BANK NA

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$519,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$73,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$445,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$438,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,179,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
9
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
61
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
67
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyNiagara
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2000
Lot (acres)The size of the land the home sits on, from county records.2.00
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 490 ft²Boat access

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Primary Education Center
Elementary · Grades PK–2 · 1.6 mi
M
Lewiston Porter Middle SchoolC-
Middle · Grades 6–8 · 1.6 mi
H
Lewiston Porter Senior High SchoolA-
High · Grades 9–12 · 1.8 mi

District: Lewiston-Porter Central School District

Neighborhood · ZIP 14174These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.85
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.78

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.5,525
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.198 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,653
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,129
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3915 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Niagara County
  • Costs more per square foot than 65% of homes in Niagara County
  • Among the largest homes in Youngstown 14174
  • Has a bigger lot than 89% of homes in Niagara County
  • Newer than 83% of homes in Niagara County

What homes are worth in Youngstown 14174

Each bar is how many homes fall in that price range. The marker is this home.

This home
$142K$785K

This home is worth more than 98% of homes in Youngstown 14174.

How it measures up in Youngstown 14174

The dot is this home. The mark in the middle is the typical home in Youngstown 14174.

Estimated value$796,696
CheaperTypical $302,725Pricier

Pricier than 98% of homes nearby

Price per ft²$181
CheaperTypical $175Pricier

Pricier than 57% of homes nearby

Living area4,402 ft²
SmallerTypical 1,740 ft²Bigger

Bigger than almost all homes nearby

Lot size2 ac
SmallerTypical 0.46 acBigger

Bigger than 86% of homes nearby

Year built1988
OlderTypical 1966Newer

Newer than 75% of homes nearby

How 3915 River Rd ranks against every home in each area.
MeasureThis homeYoungstown 14174Niagara County
Estimated valuepricier than$796,69698% of homesalmost all homes
Price per ft²pricier than$18157% of homes65% of homes
Living areabigger than4,402 ft²almost all homesalmost all homes
Lot sizebigger than2 ac86% of homes89% of homes
Year builtnewer than198875% of homes83% of homes

About 3915 River Rd

How much is 3915 River Rd, Youngstown, NY worth?

The TopHap Estimate for 3915 River Rd, Youngstown, NY is $796,696 as of Jul 14, 2026. The likely range is $756,488 to $836,904. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3915 River Rd, Youngstown, NY last sell?

3915 River Rd, Youngstown, NY last sold on Sep 23, 2016 for $658,000, according to the county's recorded deed.

How big is 3915 River Rd, Youngstown, NY?

3915 River Rd, Youngstown, NY has 4 bedrooms, 5 bathrooms, 4,402 square feet of living space and a 2.00-acre lot.

When was 3915 River Rd, Youngstown, NY built?

3915 River Rd, Youngstown, NY was built in 1988, making it 38 years old. It is a contemporary home. The building has 2 stories.

What schools serve 3915 River Rd, Youngstown, NY?

3915 River Rd, Youngstown, NY is assigned to Primary Education Center (elementary); Lewiston Porter Middle School (middle), rated C-; Lewiston Porter Senior High School (high), rated A-. All sit in Lewiston-Porter Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3915 River Rd, Youngstown, NY compare to other homes in Youngstown 14174?

Among the 2,288 homes in Youngstown 14174, it is worth more than 98% of them ($796,696 against a typical $302,725), its price per square foot is higher than 57% of them ($181 against a typical $175), it is bigger than almost all of them (4,402 ft² against a typical 1,740 ft²), its lot is bigger than 86% of them (2 ac against a typical 0.46 ac) and it is newer than 75% of them (1988 against a typical 1966). Measured against all of Niagara County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Youngstown 14174

Assigned schools

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