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Single Family ResidenceResidential
$302,833$912 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $290,000 on Sep 29, 2025

3915 RIVERSIDE DR

SOUTH BEND, IN 46628
2
Beds
3
Baths
332 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$303K
$259K low$346K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$290,000 · Sep 29, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$7,033
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$5,626
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.98%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$281,300
RUOFF MORTGAGE CO INC · recorded Sep 29, 2025
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$14,500
IHCDA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,959 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$339,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$45,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$294,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$339,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$339,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
66
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
73
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
41
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySt. Joseph
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Coquillard Elementary SchoolD+
Elementary · Grades KG–5 · 3.1 mi
H
Washington High SchoolD-
High · Grades 9–12 · 4.3 mi
M
Navarre Middle SchoolC
Middle · Grades 6–8 · 4.7 mi

District: South Bend Community School Corporation

Neighborhood · ZIP 46628These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.21%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.27,452
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.753 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,386
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,041
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3915 Riverside Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 84% of homes in South Bend 46628
  • Among the highest price per square foot in South Bend 46628
  • Among the smallest homes in South Bend 46628
  • Newer than 87% of homes in St. Joseph County

What homes are worth in South Bend 46628

Each bar is how many homes fall in that price range. The marker is this home.

This home
$44K$567K

This home is worth more than 84% of homes in South Bend 46628.

How it measures up in South Bend 46628

The dot is this home. The mark in the middle is the typical home in South Bend 46628.

Estimated value$302,833
CheaperTypical $165,454Pricier

Pricier than 84% of homes nearby

Price per ft²$912
CheaperTypical $130Pricier

Pricier than almost all homes nearby

Living area332 ft²
SmallerTypical 1,288 ft²Bigger

Smaller than almost all homes nearby

Lot size0.23 ac
SmallerTypical 0.2 acBigger

Bigger than 54% of homes nearby

Year built1999
OlderTypical 1955Newer

Newer than 83% of homes nearby

How 3915 Riverside Dr ranks against every home in each area.
MeasureThis homeSouth Bend 46628St. Joseph County
Estimated valuepricier than$302,83384% of homes73% of homes
Price per ft²pricier than$912almost all homesalmost all homes
Living areabigger than332 ft²almost no homesalmost no homes
Lot sizebigger than0.23 ac54% of homes47% of homes
Year builtnewer than199983% of homes87% of homes

About 3915 Riverside Dr

How much is 3915 Riverside Dr, South Bend, IN worth?

The TopHap Estimate for 3915 Riverside Dr, South Bend, IN is $302,833 as of Jul 14, 2026. The likely range is $259,473 to $346,193. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3915 Riverside Dr, South Bend, IN last sell?

3915 Riverside Dr, South Bend, IN last sold on Sep 29, 2025 for $290,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3915 Riverside Dr, South Bend, IN?

3915 Riverside Dr, South Bend, IN has 2 bedrooms, 3 bathrooms, 332 square feet of living space and a 0.23-acre lot.

When was 3915 Riverside Dr, South Bend, IN built?

3915 Riverside Dr, South Bend, IN was built in 1999, making it 27 years old. The building has 1 story.

What schools serve 3915 Riverside Dr, South Bend, IN?

3915 Riverside Dr, South Bend, IN is assigned to Coquillard Elementary School (elementary), rated D+; Washington High School (high), rated D-; Navarre Middle School (middle), rated C. All sit in South Bend Community School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3915 Riverside Dr, South Bend, IN compare to other homes in South Bend 46628?

Among the 10,047 homes in South Bend 46628, it is worth more than 84% of them ($302,833 against a typical $165,454), its price per square foot is higher than almost all of them ($912 against a typical $130), it is bigger than almost none of them (332 ft² against a typical 1,288 ft²), its lot is bigger than 54% of them (0.23 ac against a typical 0.2 ac) and it is newer than 83% of them (1999 against a typical 1955). Measured against all of St. Joseph County, it is worth more than 73% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3915 Riverside Dr, South Bend, IN?

The 2024 property tax bill for 3915 Riverside Dr, South Bend, IN was $2,959. The county assessed it at $339,500.

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