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Single Family ResidenceResidential
$365,382$278 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $405,000 on Aug 23, 2023

3915 W ELMWOOD TER

TAMPA, FL 33616
3
Beds
2
Baths
1,312 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.
1958
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$365K
$341K low$389K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$405,000 · Aug 23, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.108%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$397,664
MOVEMENT MORTGAGE · recorded Aug 23, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,486 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$318,244 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$148,526
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$169,718
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$318,244
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$318,244

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.56
75
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
98
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
62
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.63 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.84%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHillsborough
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1991
Lot (acres)The size of the land the home sits on, from county records.0.22
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Roll Composition (rolled Mineral Roof)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 111 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Robinson High SchoolB
High · Grades 9–12 · 0.4 mi
E
Sidney Lanier Elementary SchoolA
Elementary · Grades PK–5 · 0.8 mi
M
James Madison Middle SchoolB-
Middle · Grades 6–8 · 2.1 mi

District: Hillsborough County School District

Neighborhood · ZIP 33616These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.127
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.165
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.16,451
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,498 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,331
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,860
Average tempThe average temperature here across a full year.73°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3915 W Elmwood Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 79% of homes in Hillsborough County
  • Smaller than 73% of homes in Hillsborough County
  • Has a bigger lot than 87% of homes in Tampa 33616
  • Older than 89% of homes in Hillsborough County

What homes are worth in Tampa 33616

Each bar is how many homes fall in that price range. The marker is this home.

This home
$226K$1.6M

This home is worth more than 40% of homes in Tampa 33616.

How it measures up in Tampa 33616

The dot is this home. The mark in the middle is the typical home in Tampa 33616.

Estimated value$365,382
CheaperTypical $394,342Pricier

Pricier than 40% of homes nearby

Price per ft²$278
CheaperTypical $277Pricier

Pricier than 52% of homes nearby

Living area1,312 ft²
SmallerTypical 1,480 ft²Bigger

Bigger than 38% of homes nearby

Lot size0.22 ac
SmallerTypical 0.15 acBigger

Bigger than 87% of homes nearby

Year built1958
OlderTypical 1978Newer

Newer than 27% of homes nearby

How 3915 W Elmwood Ter ranks against every home in each area.
MeasureThis homeGandy / Sun Bay SouthTampa 33616Hillsborough County
Estimated valuepricier than$365,38238% of homes40% of homes47% of homes
Price per ft²pricier than$27837% of homes52% of homes79% of homes
Living areabigger than1,312 ft²42% of homes38% of homes27% of homes
Lot sizebigger than0.22 ac85% of homes87% of homes64% of homes
Year builtnewer than195837% of homes27% of homes11% of homes

About 3915 W Elmwood Ter

How much is 3915 W Elmwood Ter, Tampa, FL worth?

The TopHap Estimate for 3915 W Elmwood Ter, Tampa, FL is $365,382 as of Jul 14, 2026. The likely range is $341,461 to $389,303. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3915 W Elmwood Ter, Tampa, FL last sell?

3915 W Elmwood Ter, Tampa, FL last sold on Aug 23, 2023 for $405,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3915 W Elmwood Ter, Tampa, FL?

3915 W Elmwood Ter, Tampa, FL has 3 bedrooms, 2 bathrooms, 1,312 square feet of living space and a 0.22-acre lot.

When was 3915 W Elmwood Ter, Tampa, FL built?

3915 W Elmwood Ter, Tampa, FL was built in 1958, making it 68 years old. The building has 1 story.

What schools serve 3915 W Elmwood Ter, Tampa, FL?

3915 W Elmwood Ter, Tampa, FL is assigned to Robinson High School (high), rated B; Sidney Lanier Elementary School (elementary), rated A; James Madison Middle School (middle), rated B-. All sit in Hillsborough County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3915 W Elmwood Ter, Tampa, FL compare to other homes in Tampa 33616?

Among the 4,826 homes in Tampa 33616, it is worth more than 40% of them ($365,382 against a typical $394,342), its price per square foot is higher than 52% of them ($278 against a typical $277), it is bigger than 38% of them (1,312 ft² against a typical 1,480 ft²), its lot is bigger than 87% of them (0.22 ac against a typical 0.15 ac) and it is newer than 27% of them (1958 against a typical 1978). Measured against all of Hillsborough County, it is worth more than 47% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3915 W Elmwood Ter, Tampa, FL?

The 2025 property tax bill for 3915 W Elmwood Ter, Tampa, FL was $6,486. The county assessed it at $318,244.

Closest homes

More homes in Tampa 33616

Assigned schools

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