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Rural ResidenceResidential
$541,110
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

3919 LOWER SAXTOWN RD

WATERLOO, IL 62298
0
Baths
19.89 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$541K
$451K low$631K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,559 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$44,959 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,841
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$36,118
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$41,155
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$123,465

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.56
69
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
30
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
72
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.39 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyST. CLAIR
Lot (acres)The size of the land the home sits on, from county records.19.89
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 122 ft²Porch · 705 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Millstadt Consolidated SchoolA-
Middle · Grades 3–8 · 4.5 mi
E
Millstadt Primary Center
Elementary · Grades PK–2 · 4.6 mi

District: Millstadt Consolidated Community School District 160

Neighborhood · ZIP 62298These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.169

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.18,127
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.124 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$101,202
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$118,724
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3919 Lower Saxtown Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in St. Clair County
  • Among the largest lots in St. Clair County

What homes are worth in Waterloo 62298

Each bar is how many homes fall in that price range. The marker is this home.

This home
$117K$693K

This home is worth more than 92% of homes in Waterloo 62298.

How it measures up in Waterloo 62298

The dot is this home. The mark in the middle is the typical home in Waterloo 62298.

Estimated value$541,110
CheaperTypical $318,609Pricier

Pricier than 92% of homes nearby

Lot size19.89 ac
SmallerTypical 0.43 acBigger

Bigger than 93% of homes nearby

How 3919 Lower Saxtown Rd ranks against every home in each area.
MeasureThis homeWaterloo 62298St. Clair County
Estimated valuepricier than$541,11092% of homes97% of homes
Lot sizebigger than19.89 ac93% of homesalmost all homes

About 3919 Lower Saxtown Rd

How much is 3919 Lower Saxtown Rd, Waterloo, IL worth?

The TopHap Estimate for 3919 Lower Saxtown Rd, Waterloo, IL is $541,110 as of Aug 30, 2026. The likely range is $450,799 to $631,421. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3919 Lower Saxtown Rd, Waterloo, IL last sell?

3919 Lower Saxtown Rd, Waterloo, IL last sold on Jan 1, 1900, according to the county's recorded deed.

What schools serve 3919 Lower Saxtown Rd, Waterloo, IL?

3919 Lower Saxtown Rd, Waterloo, IL is assigned to Millstadt Consolidated School (middle), rated A-; Millstadt Primary Center (elementary). All sit in Millstadt Consolidated Community School District 160. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3919 Lower Saxtown Rd, Waterloo, IL compare to other homes in Waterloo 62298?

Among the 7,136 homes in Waterloo 62298, it is worth more than 92% of them ($541,110 against a typical $318,609) and its lot is bigger than 93% of them (19.89 ac against a typical 0.43 ac). Measured against all of St. Clair County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3919 Lower Saxtown Rd, Waterloo, IL?

The 2024 property tax bill for 3919 Lower Saxtown Rd, Waterloo, IL was $2,559. The county assessed it at $44,959.

More homes on Lower Saxtown Rd

Closest homes

More homes in Waterloo 62298

Assigned schools

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