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Single Family ResidenceResidential
$506,817$469 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $127,338 on Apr 10, 2017

3920 ROSE CREEK RD

MORGANTON, NC 28655
2
Beds
2
Baths
1,080 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
7.65 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$507K
$446K low$568K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$127,338 · Apr 10, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,218 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$177,275 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$46,033
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$131,242
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$177,275
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$177,275

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.31 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Tlog Home
CountyBurke
Lot (acres)The size of the land the home sits on, from county records.7.65
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 160 ft²Patio · 160 ft²Porch · 448 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Oak Hill Elementary SchoolD
Elementary · Grades PK–5 · 5.5 mi
M
Table Rock Middle SchoolB
Middle · Grades 6–8 · 6.6 mi
H
Freedom High SchoolC
High · Grades 9–12 · 8.4 mi

District: Burke County Schools

Neighborhood · ZIP 28655These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.84

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.56,908
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.180 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,705
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,830
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3920 Rose Creek Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Burke County
  • Among the highest price per square foot in Morganton 28655
  • Smaller than 76% of homes in Morganton 28655
  • Has a bigger lot than 93% of homes in Morganton 28655
  • Newer than 74% of homes in Morganton 28655

What homes are worth in Morganton 28655

Each bar is how many homes fall in that price range. The marker is this home.

This home
$62K$1M

This home is worth more than 90% of homes in Morganton 28655.

How it measures up in Morganton 28655

The dot is this home. The mark in the middle is the typical home in Morganton 28655.

Estimated value$506,817
CheaperTypical $236,202Pricier

Pricier than 90% of homes nearby

Price per ft²$469
CheaperTypical $157Pricier

Pricier than almost all homes nearby

Living area1,080 ft²
SmallerTypical 1,428 ft²Bigger

Bigger than 24% of homes nearby

Lot size7.65 ac
SmallerTypical 0.78 acBigger

Bigger than 93% of homes nearby

Year built1995
OlderTypical 1976Newer

Newer than 74% of homes nearby

How 3920 Rose Creek Rd ranks against every home in each area.
MeasureThis homeMorganton 28655Burke County
Estimated valuepricier than$506,81790% of homes91% of homes
Price per ft²pricier than$469almost all homesalmost all homes
Living areabigger than1,080 ft²24% of homes24% of homes
Lot sizebigger than7.65 ac93% of homes93% of homes
Year builtnewer than199574% of homes73% of homes

About 3920 Rose Creek Rd

How much is 3920 Rose Creek Rd, Morganton, NC worth?

The TopHap Estimate for 3920 Rose Creek Rd, Morganton, NC is $506,817 as of Aug 30, 2026. The likely range is $445,506 to $568,128. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3920 Rose Creek Rd, Morganton, NC last sell?

3920 Rose Creek Rd, Morganton, NC last sold on Apr 10, 2017 for $127,338, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 3920 Rose Creek Rd, Morganton, NC?

3920 Rose Creek Rd, Morganton, NC has 2 bedrooms, 2 bathrooms, 1,080 square feet of living space and a 7.65-acre lot.

When was 3920 Rose Creek Rd, Morganton, NC built?

3920 Rose Creek Rd, Morganton, NC was built in 1995, making it 31 years old. It is a tlog home home. The building has 1 story.

What schools serve 3920 Rose Creek Rd, Morganton, NC?

3920 Rose Creek Rd, Morganton, NC is assigned to Oak Hill Elementary School (elementary), rated D; Table Rock Middle School (middle), rated B; Freedom High School (high), rated C. All sit in Burke County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3920 Rose Creek Rd, Morganton, NC compare to other homes in Morganton 28655?

Among the 20,986 homes in Morganton 28655, it is worth more than 90% of them ($506,817 against a typical $236,202), its price per square foot is higher than almost all of them ($469 against a typical $157), it is bigger than 24% of them (1,080 ft² against a typical 1,428 ft²), its lot is bigger than 93% of them (7.65 ac against a typical 0.78 ac) and it is newer than 74% of them (1995 against a typical 1976). Measured against all of Burke County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3920 Rose Creek Rd, Morganton, NC?

The 2025 property tax bill for 3920 Rose Creek Rd, Morganton, NC was $1,218. The county assessed it at $177,275.

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