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Single Family ResidenceResidential
$165,314$158 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $50,000 on Mar 25, 1999

3941 ROSE CREEK RD

MORGANTON, NC 28655
2
Beds
2
Baths
1,044 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
20.63 ac
Lot SizeThe size of the land the home sits on, from county records.
2000
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$165K
$129K low$202K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$50,000 · Mar 25, 1999

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,371 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$201,463 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$73,286
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$128,177
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$201,463
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$201,463

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.66
85
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
85
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
63
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.95 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyBurke
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2005
Lot (acres)The size of the land the home sits on, from county records.20.63
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 290 ft²Patio · 490 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Oak Hill Elementary SchoolD
Elementary · Grades PK–5 · 4.7 mi
M
Table Rock Middle SchoolB
Middle · Grades 6–8 · 5.9 mi
H
Freedom High SchoolC
High · Grades 9–12 · 7.7 mi

District: Burke County Schools

Neighborhood · ZIP 28655These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.84

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.56,908
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.180 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,705
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,830
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3941 Rose Creek Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 73% of homes in Morganton 28655
  • Smaller than 80% of homes in Morganton 28655
  • Has a bigger lot than 98% of homes in Morganton 28655
  • Newer than 83% of homes in Morganton 28655

What homes are worth in Morganton 28655

Each bar is how many homes fall in that price range. The marker is this home.

This home
$60K$966K

This home is worth more than 27% of homes in Morganton 28655.

How it measures up in Morganton 28655

The dot is this home. The mark in the middle is the typical home in Morganton 28655.

Estimated value$165,314
CheaperTypical $234,822Pricier

Pricier than 27% of homes nearby

Price per ft²$158
CheaperTypical $157Pricier

Pricier than 51% of homes nearby

Living area1,044 ft²
SmallerTypical 1,422 ft²Bigger

Bigger than 20% of homes nearby

Lot size20.63 ac
SmallerTypical 0.78 acBigger

Bigger than 98% of homes nearby

Year built2000
OlderTypical 1976Newer

Newer than 83% of homes nearby

How 3941 Rose Creek Rd ranks against every home in each area.
MeasureThis homeMorganton 28655Burke County
Estimated valuepricier than$165,31427% of homes28% of homes
Price per ft²pricier than$15851% of homes53% of homes
Living areabigger than1,044 ft²20% of homes21% of homes
Lot sizebigger than20.63 ac98% of homes98% of homes
Year builtnewer than200083% of homes82% of homes

About 3941 Rose Creek Rd

How much is 3941 Rose Creek Rd, Morganton, NC worth?

The TopHap Estimate for 3941 Rose Creek Rd, Morganton, NC is $165,314 as of Aug 30, 2026. The likely range is $128,842 to $201,786. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3941 Rose Creek Rd, Morganton, NC last sell?

3941 Rose Creek Rd, Morganton, NC last sold on Mar 25, 1999 for $50,000, according to the county's recorded deed.

How big is 3941 Rose Creek Rd, Morganton, NC?

3941 Rose Creek Rd, Morganton, NC has 2 bedrooms, 2 bathrooms, 1,044 square feet of living space and a 20.63-acre lot.

When was 3941 Rose Creek Rd, Morganton, NC built?

3941 Rose Creek Rd, Morganton, NC was built in 2000, making it 26 years old. It is a conventional home. The building has 2 stories.

What schools serve 3941 Rose Creek Rd, Morganton, NC?

3941 Rose Creek Rd, Morganton, NC is assigned to Oak Hill Elementary School (elementary), rated D; Table Rock Middle School (middle), rated B; Freedom High School (high), rated C. All sit in Burke County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3941 Rose Creek Rd, Morganton, NC compare to other homes in Morganton 28655?

Among the 20,985 homes in Morganton 28655, it is worth more than 27% of them ($165,314 against a typical $234,822), its price per square foot is higher than 51% of them ($158 against a typical $157), it is bigger than 20% of them (1,044 ft² against a typical 1,422 ft²), its lot is bigger than 98% of them (20.63 ac against a typical 0.78 ac) and it is newer than 83% of them (2000 against a typical 1976). Measured against all of Burke County, it is worth more than 28% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3941 Rose Creek Rd, Morganton, NC?

The 2025 property tax bill for 3941 Rose Creek Rd, Morganton, NC was $1,371. The county assessed it at $201,463.

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