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Single Family ResidenceResidential
$421,569$188 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $249,000 on Jul 23, 2013

3922 S RIVER CIR

VESTAVIA, AL 35243
3
Beds
2
Baths
2,244 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.64 ac
Lot SizeThe size of the land the home sits on, from county records.
1981
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$422K
$378K low$465K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$249,000 · Jul 23, 2013
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$221,569
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$177,255
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.51%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$200,000
UNION STATE BANK · recorded Jan 27, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,519 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$38,520 (2024)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$38,520
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$385,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
37
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
28
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
90
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
74
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJefferson
Lot (acres)The size of the land the home sits on, from county records.0.65
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 244 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Vestavia Hills Elementary Cahaba Heights SchoolA+
Elementary · Grades PK–5 · 2.1 mi
M
Liberty Park Middle SchoolA+
Middle · Grades 6–8 · 2.2 mi
H
Vestavia Hills High SchoolA
High · Grades 10–12 · 5.5 mi

District: Vestavia Hills City School District

Neighborhood · ZIP 35243These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.60
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.72

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.40%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.21,532
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,685 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$117,603
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$134,019
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3922 S River Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 81% of homes in Jefferson County
  • Costs less per square foot than 84% of homes in Birmingham 35243
  • Bigger than 82% of homes in Jefferson County
  • Has a bigger lot than 80% of homes in Jefferson County
  • Newer than 67% of homes in Jefferson County

What homes are worth in Birmingham 35243

Each bar is how many homes fall in that price range. The marker is this home.

This home
$223K$1.9M

This home is worth more than 26% of homes in Birmingham 35243.

How it measures up in Birmingham 35243

The dot is this home. The mark in the middle is the typical home in Birmingham 35243.

Estimated value$421,569
CheaperTypical $546,852Pricier

Pricier than 26% of homes nearby

Price per ft²$188
CheaperTypical $250Pricier

Pricier than 16% of homes nearby

Living area2,244 ft²
SmallerTypical 2,211 ft²Bigger

Bigger than 51% of homes nearby

Lot size0.64 ac
SmallerTypical 0.47 acBigger

Bigger than 68% of homes nearby

Year built1981
OlderTypical 1979Newer

Newer than 55% of homes nearby

How 3922 S River Cir ranks against every home in each area.
MeasureThis homeBirmingham 35243Jefferson County
Estimated valuepricier than$421,56926% of homes81% of homes
Price per ft²pricier than$18816% of homes72% of homes
Living areabigger than2,244 ft²51% of homes82% of homes
Lot sizebigger than0.64 ac68% of homes80% of homes
Year builtnewer than198155% of homes67% of homes

About 3922 S River Cir

How much is 3922 S River Cir, Vestavia, AL worth?

The TopHap Estimate for 3922 S River Cir, Vestavia, AL is $421,569 as of Jul 14, 2026. The likely range is $378,280 to $464,858. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3922 S River Cir, Vestavia, AL last sell?

3922 S River Cir, Vestavia, AL last sold on Jul 23, 2013 for $249,000, according to the county's recorded deed.

How big is 3922 S River Cir, Vestavia, AL?

3922 S River Cir, Vestavia, AL has 3 bedrooms, 2 bathrooms, 2,244 square feet of living space and a 0.65-acre lot.

When was 3922 S River Cir, Vestavia, AL built?

3922 S River Cir, Vestavia, AL was built in 1981, making it 45 years old. The building has 1 story.

What schools serve 3922 S River Cir, Vestavia, AL?

3922 S River Cir, Vestavia, AL is assigned to Vestavia Hills Elementary Cahaba Heights School (elementary), rated A+; Liberty Park Middle School (middle), rated A+; Vestavia Hills High School (high), rated A. All sit in Vestavia Hills City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3922 S River Cir, Vestavia, AL compare to other homes in Birmingham 35243?

Among the 6,160 homes in Birmingham 35243, it is worth more than 26% of them ($421,569 against a typical $546,852), its price per square foot is higher than 16% of them ($188 against a typical $250), it is bigger than 51% of them (2,244 ft² against a typical 2,211 ft²), its lot is bigger than 68% of them (0.64 ac against a typical 0.47 ac) and it is newer than 55% of them (1981 against a typical 1979). Measured against all of Jefferson County, it is worth more than 81% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3922 S River Cir, Vestavia, AL?

The 2024 property tax bill for 3922 S River Cir, Vestavia, AL was $3,519. The county assessed it at $38,520.

Closest homes

More homes in Vestavia 35243

Assigned schools

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