Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$390,173$142 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

3922 STATE ROUTE 55

URBANA, OH 43078
3
Beds
4 / 2
Baths
2,747 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.41 ac
Lot SizeThe size of the land the home sits on, from county records.
1958
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$390K
$338K low$443K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,634 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$82,040 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$18,880
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$63,160
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$70,890
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$234,390

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
33
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
72
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
84
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyChampaign
Lot (acres)The size of the land the home sits on, from county records.2.41
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 187 ft²Porch · 170 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Graham High SchoolB-
High · Grades 9–12 · 5.2 mi
E
Graham Elementary SchoolB
Elementary · Grades PK–5 · 6.6 mi
M
Graham Middle SchoolA-
Middle · Grades 6–8 · 6.8 mi

District: Graham Local School District

Neighborhood · ZIP 43078These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.203
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.54

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.20,336
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.134 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,632
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,308
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3922 State Route 55 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Urbana 43078
  • Bigger than 92% of homes in Urbana 43078
  • Has a bigger lot than 82% of homes in Urbana 43078

What homes are worth in Urbana 43078

Each bar is how many homes fall in that price range. The marker is this home.

This home
$78K$576K

This home is worth more than 89% of homes in Urbana 43078.

How it measures up in Urbana 43078

The dot is this home. The mark in the middle is the typical home in Urbana 43078.

Estimated value$390,173
CheaperTypical $226,843Pricier

Pricier than 89% of homes nearby

Price per ft²$142
CheaperTypical $152Pricier

Pricier than 43% of homes nearby

Living area2,747 ft²
SmallerTypical 1,568 ft²Bigger

Bigger than 92% of homes nearby

Lot size2.41 ac
SmallerTypical 0.41 acBigger

Bigger than 82% of homes nearby

Year built1958
OlderTypical 1960Newer

Newer than 49% of homes nearby

How 3922 State Route 55 ranks against every home in each area.
MeasureThis homeUrbana 43078Champaign County
Estimated valuepricier than$390,17389% of homes89% of homes
Price per ft²pricier than$14243% of homes46% of homes
Living areabigger than2,747 ft²92% of homes92% of homes
Lot sizebigger than2.41 ac82% of homes73% of homes
Year builtnewer than195849% of homes46% of homes

About 3922 State Route 55

How much is 3922 State Route 55, Urbana, OH worth?

The TopHap Estimate for 3922 State Route 55, Urbana, OH is $390,173 as of Aug 30, 2026. The likely range is $337,688 to $442,658. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 3922 State Route 55, Urbana, OH?

3922 State Route 55, Urbana, OH has 3 bedrooms, 4 bathrooms, 2,747 square feet of living space and a 2.41-acre lot.

When was 3922 State Route 55, Urbana, OH built?

3922 State Route 55, Urbana, OH was built in 1958, making it 68 years old. It is a cape cod home. The building has 2 stories.

What schools serve 3922 State Route 55, Urbana, OH?

3922 State Route 55, Urbana, OH is assigned to Graham High School (high), rated B-; Graham Elementary School (elementary), rated B; Graham Middle School (middle), rated A-. All sit in Graham Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3922 State Route 55, Urbana, OH compare to other homes in Urbana 43078?

Among the 8,026 homes in Urbana 43078, it is worth more than 89% of them ($390,173 against a typical $226,843), its price per square foot is higher than 43% of them ($142 against a typical $152), it is bigger than 92% of them (2,747 ft² against a typical 1,568 ft²), its lot is bigger than 82% of them (2.41 ac against a typical 0.41 ac) and it is newer than 49% of them (1958 against a typical 1960). Measured against all of Champaign County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3922 State Route 55, Urbana, OH?

The 2025 property tax bill for 3922 State Route 55, Urbana, OH was $2,634. The county assessed it at $82,040.

More homes on State Route 55

Closest homes

More homes in Urbana 43078

Assigned schools

Explore the area

See this home in context

Open 3922 State Route 55 on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map