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Single Family ResidenceResidential
$475,806$264 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $449,900 on Oct 1, 2025

3955 STATE ROUTE 55

URBANA, OH 43078
4
Beds
3 / 2
Baths
1,800 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$476K
$407K low$544K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$449,900 · Oct 1, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,334 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$147,160 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$31,270
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$115,890
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$137,760
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$420,460

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.19 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyCHAMPAIGN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1995
Lot (acres)The size of the land the home sits on, from county records.4.21
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 144 ft²Patio · 230 ft²Porch · 310 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Graham High SchoolB-
High · Grades 9–12 · 5.2 mi
E
Graham Elementary SchoolB
Elementary · Grades PK–5 · 6.6 mi
M
Graham Middle SchoolA-
Middle · Grades 6–8 · 6.8 mi

District: Graham Local School District

Neighborhood · ZIP 43078These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.203
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.54

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.20,336
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.134 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,632
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,308
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3955 State Route 55 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Urbana 43078
  • Costs more per square foot than 96% of homes in Urbana 43078
  • Has a bigger lot than 86% of homes in Urbana 43078

What homes are worth in Urbana 43078

Each bar is how many homes fall in that price range. The marker is this home.

This home
$74K$584K

This home is worth more than 95% of homes in Urbana 43078.

How it measures up in Urbana 43078

The dot is this home. The mark in the middle is the typical home in Urbana 43078.

Estimated value$475,806
CheaperTypical $225,000Pricier

Pricier than 95% of homes nearby

Price per ft²$264
CheaperTypical $153Pricier

Pricier than 96% of homes nearby

Living area1,800 ft²
SmallerTypical 1,568 ft²Bigger

Bigger than 64% of homes nearby

Lot size4.21 ac
SmallerTypical 0.44 acBigger

Bigger than 86% of homes nearby

Year built1972
OlderTypical 1960Newer

Newer than 62% of homes nearby

How 3955 State Route 55 ranks against every home in each area.
MeasureThis homeUrbana 43078Champaign County
Estimated valuepricier than$475,80695% of homes95% of homes
Price per ft²pricier than$26496% of homes96% of homes
Living areabigger than1,800 ft²64% of homes63% of homes
Lot sizebigger than4.21 ac86% of homes80% of homes
Year builtnewer than197262% of homes57% of homes

About 3955 State Route 55

How much is 3955 State Route 55, Urbana, OH worth?

The TopHap Estimate for 3955 State Route 55, Urbana, OH is $475,806 as of Aug 30, 2026. The likely range is $407,495 to $544,117. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3955 State Route 55, Urbana, OH last sell?

3955 State Route 55, Urbana, OH last sold on Oct 1, 2025 for $449,900, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 3955 State Route 55, Urbana, OH?

3955 State Route 55, Urbana, OH has 4 bedrooms, 3 bathrooms, 1,800 square feet of living space and a 4.21-acre lot.

When was 3955 State Route 55, Urbana, OH built?

3955 State Route 55, Urbana, OH was built in 1972, making it 54 years old. It is a cape cod home. The building has 1 story.

What schools serve 3955 State Route 55, Urbana, OH?

3955 State Route 55, Urbana, OH is assigned to Graham High School (high), rated B-; Graham Elementary School (elementary), rated B; Graham Middle School (middle), rated A-. All sit in Graham Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3955 State Route 55, Urbana, OH compare to other homes in Urbana 43078?

Among the 8,026 homes in Urbana 43078, it is worth more than 95% of them ($475,806 against a typical $225,000), its price per square foot is higher than 96% of them ($264 against a typical $153), it is bigger than 64% of them (1,800 ft² against a typical 1,568 ft²), its lot is bigger than 86% of them (4.21 ac against a typical 0.44 ac) and it is newer than 62% of them (1972 against a typical 1960). Measured against all of Champaign County, it is worth more than 95% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3955 State Route 55, Urbana, OH?

The 2025 property tax bill for 3955 State Route 55, Urbana, OH was $4,334. The county assessed it at $147,160.

More homes on State Route 55

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