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Single Family ResidenceResidential
$415,179$195 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3937 RIVER DR S

FARGO, ND 58104
0
Baths
2,127 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.41 ac
Lot SizeThe size of the land the home sits on, from county records.
1977
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$415K
$351K low$479K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$240,939
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$192,751
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.41%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
AMERICAN FEDERAL BANK · recorded Jan 27, 2006
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$74,240
AMERICAN FEDERAL BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,889 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$276,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$48,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$227,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$260,750
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$552,800

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCass
Lot (acres)The size of the land the home sits on, from county records.0.41
HeatingThe type of heating system in the home.None

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Discovery Middle SchoolA
Middle · Grades 6–8 · 0.4 mi
E
Eagles Elementary SchoolB-
Elementary · Grades KG–5 · 0.6 mi
H
Davies High SchoolA-
High · Grades 9–12 · 2.7 mi

District: Fargo Public School District 1

Neighborhood · ZIP 58104These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.83
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.51,551
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,835 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$93,323
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$116,201
Average tempThe average temperature here across a full year.41°F
Annual precipHow much rain and melted snow falls here in a typical year.23 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3937 River Dr S measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Cass County
  • Costs less per square foot than 86% of homes in River Drive
  • Bigger than 83% of homes in Cass County
  • Has a bigger lot than 89% of homes in Fargo 58104
  • Older than 98% of homes in Fargo 58104

What homes are worth in Fargo 58104

Each bar is how many homes fall in that price range. The marker is this home.

This home
$228K$926K

This home is worth more than 57% of homes in Fargo 58104.

How it measures up in Fargo 58104

The dot is this home. The mark in the middle is the typical home in Fargo 58104.

Estimated value$415,179
CheaperTypical $390,227Pricier

Pricier than 57% of homes nearby

Price per ft²$195
CheaperTypical $278Pricier

Pricier than 15% of homes nearby

Living area2,127 ft²
SmallerTypical 1,495 ft²Bigger

Bigger than 80% of homes nearby

Lot size0.41 ac
SmallerTypical 0.23 acBigger

Bigger than 89% of homes nearby

Year built1977
OlderTypical 2004Newer

Newer than 2% of homes nearby

How 3937 River Dr S ranks against every home in each area.
MeasureThis homeRiver DriveFargo 58104Cass County
Estimated valuepricier than$415,17950% of homes57% of homes71% of homes
Price per ft²pricier than$19514% of homes15% of homes29% of homes
Living areabigger than2,127 ft²65% of homes80% of homes83% of homes
Lot sizebigger than0.41 ac80% of homes89% of homes85% of homes
Year builtnewer than197737% of homes2% of homes43% of homes

About 3937 River Dr S

How much is 3937 River Dr S, Fargo, ND worth?

The TopHap Estimate for 3937 River Dr S, Fargo, ND is $415,179 as of Jul 14, 2026. The likely range is $351,195 to $479,163. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3937 River Dr S, Fargo, ND last sell?

3937 River Dr S, Fargo, ND last sold on Aug 25, 2005, according to the county's recorded deed.

How big is 3937 River Dr S, Fargo, ND?

3937 River Dr S, Fargo, ND has 2,127 square feet of living space and a 0.41-acre lot.

When was 3937 River Dr S, Fargo, ND built?

3937 River Dr S, Fargo, ND was built in 1977, making it 49 years old. The building has 1 story.

What schools serve 3937 River Dr S, Fargo, ND?

3937 River Dr S, Fargo, ND is assigned to Discovery Middle School (middle), rated A; Eagles Elementary School (elementary), rated B-; Davies High School (high), rated A-. All sit in Fargo Public School District 1. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3937 River Dr S, Fargo, ND compare to other homes in Fargo 58104?

Among the 12,092 homes in Fargo 58104, it is worth more than 57% of them ($415,179 against a typical $390,227), its price per square foot is higher than 15% of them ($195 against a typical $278), it is bigger than 80% of them (2,127 ft² against a typical 1,495 ft²), its lot is bigger than 89% of them (0.41 ac against a typical 0.23 ac) and it is newer than 2% of them (1977 against a typical 2004). Measured against all of Cass County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3937 River Dr S, Fargo, ND?

The 2025 property tax bill for 3937 River Dr S, Fargo, ND was $5,889. The county assessed it at $276,400.

Closest homes

More homes in Fargo 58104

Assigned schools

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