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Single Family ResidenceResidential
$710,364$423 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $393,500 on Dec 5, 2014

3938 RICHMOND RD

KESWICK, VA 22947
3
Beds
3
Baths
1,680 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
13.65 ac
Lot SizeThe size of the land the home sits on, from county records.
1945
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$710K
$685K low$736K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$393,500 · Dec 5, 2014
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$356,214
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$284,971
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.53%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$354,150
UNITED WHOLESALE MTG · recorded Dec 5, 2014

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,213 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$631,800 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$306,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$325,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$544,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$631,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyALBEMARLE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2008
Lot (acres)The size of the land the home sits on, from county records.13.65
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Flood Plain/Flood Zone
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.StablePatio · 220 ft²Porch · 462 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Stone Robinson Elementary SchoolA-
Elementary · Grades PK–5 · 2.0 mi
H
Monticello High SchoolB
High · Grades 9–12 · 7.0 mi
M
Burley Middle SchoolC-
Middle · Grades 6–8 · 7.3 mi

District: Albemarle County Public Schools

Neighborhood · ZIP 22947These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.89
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.78

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.3,858
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.87 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$117,976
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$199,743
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3938 Richmond Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Albemarle County
  • Costs more per square foot than 88% of homes in Albemarle County
  • Smaller than 76% of homes in Keswick 22947
  • Has a bigger lot than 93% of homes in Albemarle County
  • Older than 94% of homes in Albemarle County

What homes are worth in Keswick 22947

Each bar is how many homes fall in that price range. The marker is this home.

This home
$253K$2.8M

This home is worth more than 42% of homes in Keswick 22947.

How it measures up in Keswick 22947

The dot is this home. The mark in the middle is the typical home in Keswick 22947.

Estimated value$710,364
CheaperTypical $818,160Pricier

Pricier than 42% of homes nearby

Price per ft²$423
CheaperTypical $314Pricier

Pricier than 85% of homes nearby

Living area1,680 ft²
SmallerTypical 2,496 ft²Bigger

Bigger than 24% of homes nearby

Lot size13.65 ac
SmallerTypical 1.47 acBigger

Bigger than 91% of homes nearby

Year built1945
OlderTypical 1997Newer

Newer than 9% of homes nearby

How 3938 Richmond Rd ranks against every home in each area.
MeasureThis homeKeswick 22947Albemarle County
Estimated valuepricier than$710,36442% of homes69% of homes
Price per ft²pricier than$42385% of homes88% of homes
Living areabigger than1,680 ft²24% of homes42% of homes
Lot sizebigger than13.65 ac91% of homes93% of homes
Year builtnewer than19459% of homes6% of homes

About 3938 Richmond Rd

How much is 3938 Richmond Rd, Keswick, VA worth?

The TopHap Estimate for 3938 Richmond Rd, Keswick, VA is $710,364 as of Jul 14, 2026. The likely range is $684,800 to $735,928. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3938 Richmond Rd, Keswick, VA last sell?

3938 Richmond Rd, Keswick, VA last sold on Dec 5, 2014 for $393,500, according to the county's recorded deed.

How big is 3938 Richmond Rd, Keswick, VA?

3938 Richmond Rd, Keswick, VA has 3 bedrooms, 3 bathrooms, 1,680 square feet of living space and a 13.65-acre lot.

When was 3938 Richmond Rd, Keswick, VA built?

3938 Richmond Rd, Keswick, VA was built in 1945, making it 81 years old. The building has 1 story.

What schools serve 3938 Richmond Rd, Keswick, VA?

3938 Richmond Rd, Keswick, VA is assigned to Stone Robinson Elementary School (elementary), rated A-; Monticello High School (high), rated B; Burley Middle School (middle), rated C-. All sit in Albemarle County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3938 Richmond Rd, Keswick, VA compare to other homes in Keswick 22947?

Among the 2,352 homes in Keswick 22947, it is worth more than 42% of them ($710,364 against a typical $818,160), its price per square foot is higher than 85% of them ($423 against a typical $314), it is bigger than 24% of them (1,680 ft² against a typical 2,496 ft²), its lot is bigger than 91% of them (13.65 ac against a typical 1.47 ac) and it is newer than 9% of them (1945 against a typical 1997). Measured against all of Albemarle County, it is worth more than 69% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3938 Richmond Rd, Keswick, VA?

The 2026 property tax bill for 3938 Richmond Rd, Keswick, VA was $3,213. The county assessed it at $631,800.

Closest homes

More homes in Keswick 22947

Assigned schools

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