Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$239,185$178 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $130,000 on Dec 11, 2023

3938 STATE ROUTE 196

FORT ANN, NY 12827
3
Beds
2
Baths
1,344 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.96 ac
Lot SizeThe size of the land the home sits on, from county records.
2014
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$239K
$207K low$272K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$130,000 · Dec 11, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$143,185
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$114,548
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.42%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$96,000
GLEN FALLS NATIONAL BANK & TRUST CO · P · recorded Dec 11, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,837 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$209,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$30,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$178,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$190,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$209,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
59
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
82
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
20
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Modular
CountyWASHINGTON
Lot (acres)The size of the land the home sits on, from county records.1.96
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 24 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Floyd Harwood Elementary SchoolB
Elementary · Grades PK–5 · 1.4 mi
M
Hartford Middle/High SchoolA-
Middle · Grades 6–12 · 1.4 mi

District: Hartford Central School District

Neighborhood · ZIP 12827These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.83
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.74

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.79%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.4,602
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.37 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$88,600
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,426
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3938 State Route 196 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 65% of homes in Fort Ann 12827
  • Newer than 97% of homes in Fort Ann 12827

What homes are worth in Fort Ann 12827

Each bar is how many homes fall in that price range. The marker is this home.

This home
$97K$714K

This home is worth more than 35% of homes in Fort Ann 12827.

How it measures up in Fort Ann 12827

The dot is this home. The mark in the middle is the typical home in Fort Ann 12827.

Estimated value$239,185
CheaperTypical $283,716Pricier

Pricier than 35% of homes nearby

Price per ft²$178
CheaperTypical $196Pricier

Pricier than 40% of homes nearby

Living area1,344 ft²
SmallerTypical 1,404 ft²Bigger

Bigger than 46% of homes nearby

Lot size1.96 ac
SmallerTypical 1.6 acBigger

Bigger than 56% of homes nearby

Year built2014
OlderTypical 1979Newer

Newer than 97% of homes nearby

How 3938 State Route 196 ranks against every home in each area.
MeasureThis homeFort Ann 12827Washington County
Estimated valuepricier than$239,18535% of homes49% of homes
Price per ft²pricier than$17840% of homes59% of homes
Living areabigger than1,344 ft²46% of homes39% of homes
Lot sizebigger than1.96 ac56% of homes61% of homes
Year builtnewer than201497% of homes97% of homes

About 3938 State Route 196

How much is 3938 State Route 196, Fort Ann, NY worth?

The TopHap Estimate for 3938 State Route 196, Fort Ann, NY is $239,185 as of Jul 14, 2026. The likely range is $206,657 to $271,713. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3938 State Route 196, Fort Ann, NY last sell?

3938 State Route 196, Fort Ann, NY last sold on Dec 11, 2023 for $130,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3938 State Route 196, Fort Ann, NY?

3938 State Route 196, Fort Ann, NY has 3 bedrooms, 2 bathrooms, 1,344 square feet of living space and a 1.96-acre lot.

When was 3938 State Route 196, Fort Ann, NY built?

3938 State Route 196, Fort Ann, NY was built in 2014, making it 12 years old. It is a modular home. The building has 1 story.

What schools serve 3938 State Route 196, Fort Ann, NY?

3938 State Route 196, Fort Ann, NY is assigned to Floyd Harwood Elementary School (elementary), rated B; Hartford Middle/High School (middle), rated A-. All sit in Hartford Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3938 State Route 196, Fort Ann, NY compare to other homes in Fort Ann 12827?

Among the 1,865 homes in Fort Ann 12827, it is worth more than 35% of them ($239,185 against a typical $283,716), its price per square foot is higher than 40% of them ($178 against a typical $196), it is bigger than 46% of them (1,344 ft² against a typical 1,404 ft²), its lot is bigger than 56% of them (1.96 ac against a typical 1.6 ac) and it is newer than 97% of them (2014 against a typical 1979). Measured against all of Washington County, it is worth more than 49% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3938 State Route 196, Fort Ann, NY?

The 2025 property tax bill for 3938 State Route 196, Fort Ann, NY was $4,837. The county assessed it at $209,100.

Closest homes

More homes in Fort Ann 12827

Assigned schools

Explore the area

See this home in context

Open 3938 State Route 196 on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map