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Single Family ResidenceResidential
$528,438$99 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $485,000 on Feb 22, 2022

3939 RIVER BLUFF RD

BEDFORD, IN 47421
4
Beds
3.5
Baths
5,324 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.53 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$528K
$485K low$572K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$485,000 · Feb 22, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,826 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$528,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$47,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$481,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$578,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$528,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
77
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
19
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLAWRENCE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2005
Lot (acres)The size of the land the home sits on, from county records.3.53
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Parkview Schools SchoolsB
Elementary · Grades KG–6 · 1.9 mi
M
Bedford Middle SchoolC
Middle · Grades 7–8 · 2.3 mi
H
Bedford North Lawrence High School
High · Grades 9–12 · 5.1 mi

District: North Lawrence Community Schools

Neighborhood · ZIP 47421These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.133
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.27,698
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.153 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,241
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,947
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3939 River Bluff Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Bedford 47421
  • Costs less per square foot than 82% of homes in Bedford 47421
  • Among the largest homes in Bedford 47421
  • Has a bigger lot than 85% of homes in Bedford 47421
  • Newer than 88% of homes in Bedford 47421

What homes are worth in Bedford 47421

Each bar is how many homes fall in that price range. The marker is this home.

This home
$55K$581K

This home is worth more than 97% of homes in Bedford 47421.

How it measures up in Bedford 47421

The dot is this home. The mark in the middle is the typical home in Bedford 47421.

Estimated value$528,438
CheaperTypical $196,689Pricier

Pricier than 97% of homes nearby

Price per ft²$99
CheaperTypical $142Pricier

Pricier than 18% of homes nearby

Living area5,324 ft²
SmallerTypical 1,430 ft²Bigger

Bigger than almost all homes nearby

Lot size3.53 ac
SmallerTypical 0.58 acBigger

Bigger than 85% of homes nearby

Year built2004
OlderTypical 1965Newer

Newer than 88% of homes nearby

How 3939 River Bluff Rd ranks against every home in each area.
MeasureThis homeBedford 47421Lawrence County
Estimated valuepricier than$528,43897% of homes97% of homes
Price per ft²pricier than$9918% of homes22% of homes
Living areabigger than5,324 ft²almost all homesalmost all homes
Lot sizebigger than3.53 ac85% of homes81% of homes
Year builtnewer than200488% of homes87% of homes

About 3939 River Bluff Rd

How much is 3939 River Bluff Rd, Bedford, IN worth?

The TopHap Estimate for 3939 River Bluff Rd, Bedford, IN is $528,438 as of Sep 24, 2026. The likely range is $484,915 to $571,961. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3939 River Bluff Rd, Bedford, IN last sell?

3939 River Bluff Rd, Bedford, IN last sold on Feb 22, 2022 for $485,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3939 River Bluff Rd, Bedford, IN?

3939 River Bluff Rd, Bedford, IN has 4 bedrooms, 3.5 bathrooms, 5,324 square feet of living space and a 3.53-acre lot.

When was 3939 River Bluff Rd, Bedford, IN built?

3939 River Bluff Rd, Bedford, IN was built in 2004, making it 22 years old. The building has 2 stories.

What schools serve 3939 River Bluff Rd, Bedford, IN?

3939 River Bluff Rd, Bedford, IN is assigned to Parkview Schools Schools (elementary), rated B; Bedford Middle School (middle), rated C; Bedford North Lawrence High School (high). All sit in North Lawrence Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3939 River Bluff Rd, Bedford, IN compare to other homes in Bedford 47421?

Among the 11,469 homes in Bedford 47421, it is worth more than 97% of them ($528,438 against a typical $196,689), its price per square foot is higher than 18% of them ($99 against a typical $142), it is bigger than almost all of them (5,324 ft² against a typical 1,430 ft²), its lot is bigger than 85% of them (3.53 ac against a typical 0.58 ac) and it is newer than 88% of them (2004 against a typical 1965). Measured against all of Lawrence County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3939 River Bluff Rd, Bedford, IN?

The 2025 property tax bill for 3939 River Bluff Rd, Bedford, IN was $3,826. The county assessed it at $528,500.

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