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Single Family ResidenceResidential
$170,499$139 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3720 RIVER BLUFF RD

BEDFORD, IN 47421
2
Beds
1
Baths
1,224 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.75 ac
Lot SizeThe size of the land the home sits on, from county records.
1955
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$170K
$154K low$187K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$40,499
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$32,399
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.74%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$130,000
JACKSON COUNTY BANK · P · recorded Feb 1, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$253 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$128,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$118,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$120,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$128,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
66
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
82
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
19
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.160 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLAWRENCE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1959
Lot (acres)The size of the land the home sits on, from county records.0.75
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 96 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Parkview Schools SchoolsB
Elementary · Grades KG–6 · 2.1 mi
M
Bedford Middle SchoolB
Middle · Grades 7–8 · 2.5 mi
H
Bedford North Lawrence High SchoolC
High · Grades 9–12 · 5.2 mi

District: North Lawrence Community Schools

Neighborhood · ZIP 47421These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.133
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.27,698
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.153 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,241
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,947
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3720 River Bluff Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 66% of homes in Lawrence County
  • Older than 65% of homes in Lawrence County

What homes are worth in Bedford 47421

Each bar is how many homes fall in that price range. The marker is this home.

This home
$57K$565K

This home is worth more than 40% of homes in Bedford 47421.

How it measures up in Bedford 47421

The dot is this home. The mark in the middle is the typical home in Bedford 47421.

Estimated value$170,499
CheaperTypical $193,584Pricier

Pricier than 40% of homes nearby

Price per ft²$139
CheaperTypical $138Pricier

Pricier than 51% of homes nearby

Living area1,224 ft²
SmallerTypical 1,429 ft²Bigger

Bigger than 35% of homes nearby

Lot size0.75 ac
SmallerTypical 0.59 acBigger

Bigger than 55% of homes nearby

Year built1955
OlderTypical 1966Newer

Newer than 40% of homes nearby

How 3720 River Bluff Rd ranks against every home in each area.
MeasureThis homeBedford 47421Lawrence County
Estimated valuepricier than$170,49940% of homes42% of homes
Price per ft²pricier than$13951% of homes54% of homes
Living areabigger than1,224 ft²35% of homes34% of homes
Lot sizebigger than0.75 ac55% of homes48% of homes
Year builtnewer than195540% of homes35% of homes

About 3720 River Bluff Rd

How much is 3720 River Bluff Rd, Bedford, IN worth?

The TopHap Estimate for 3720 River Bluff Rd, Bedford, IN is $170,499 as of Jul 14, 2026. The likely range is $153,843 to $187,155. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3720 River Bluff Rd, Bedford, IN last sell?

3720 River Bluff Rd, Bedford, IN last sold on Aug 6, 2019, according to the county's recorded deed.

How big is 3720 River Bluff Rd, Bedford, IN?

3720 River Bluff Rd, Bedford, IN has 2 bedrooms, 1 bathrooms, 1,224 square feet of living space and a 0.75-acre lot.

When was 3720 River Bluff Rd, Bedford, IN built?

3720 River Bluff Rd, Bedford, IN was built in 1955, making it 71 years old. The building has 1 story.

What schools serve 3720 River Bluff Rd, Bedford, IN?

3720 River Bluff Rd, Bedford, IN is assigned to Parkview Schools Schools (elementary), rated B; Bedford Middle School (middle), rated B; Bedford North Lawrence High School (high), rated C. All sit in North Lawrence Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3720 River Bluff Rd, Bedford, IN compare to other homes in Bedford 47421?

Among the 11,469 homes in Bedford 47421, it is worth more than 40% of them ($170,499 against a typical $193,584), its price per square foot is higher than 51% of them ($139 against a typical $138), it is bigger than 35% of them (1,224 ft² against a typical 1,429 ft²), its lot is bigger than 55% of them (0.75 ac against a typical 0.59 ac) and it is newer than 40% of them (1955 against a typical 1966). Measured against all of Lawrence County, it is worth more than 42% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3720 River Bluff Rd, Bedford, IN?

The 2025 property tax bill for 3720 River Bluff Rd, Bedford, IN was $253. The county assessed it at $128,900.

Closest homes

More homes in Bedford 47421

Assigned schools

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