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Single Family ResidenceResidential
$426,702$230 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $253,000 on Jul 26, 2019

3940 GARNETTE CT

NAPERVILLE, IL 60564
2
Beds
2.5
Baths
1,856 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,767 ft²
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$427K
$416K low$438K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$253,000 · Jul 26, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$191,202
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$152,962
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.54%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$235,500
DUPAGE CU · recorded Jul 26, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,065 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$110,343 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$25,252
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$85,091
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$97,476
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$331,029

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
51
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
72
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
76
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
45
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.15 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Townhouse
CountyWILL
Lot (acres)The size of the land the home sits on, from county records.0.04
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Patterson Elementary SchoolA
Elementary · Grades KG–5 · 0.7 mi
M
Gregory Middle SchoolA
Middle · Grades 6–8 · 1.4 mi
H
Neuqua Valley High SchoolA+
High · Grades 9–12 · 1.5 mi

District: Indian Prairie Community Unit School District 204

Neighborhood · ZIP 60564These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.36
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.38%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.44,809
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,870 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$167,253
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$208,248
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3940 Garnette Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Naperville 60564
  • Costs less per square foot than 91% of homes in Naperville 60564
  • Smaller than 78% of homes in Naperville 60564
  • Among the smallest lots in Will County
  • Older than 66% of homes in Naperville 60564

What homes are worth in Naperville 60564

Each bar is how many homes fall in that price range. The marker is this home.

This home
$293K$1.3M

This home is worth more than 12% of homes in Naperville 60564.

How it measures up in Naperville 60564

The dot is this home. The mark in the middle is the typical home in Naperville 60564.

Estimated value$426,702
CheaperTypical $749,500Pricier

Pricier than 12% of homes nearby

Price per ft²$230
CheaperTypical $268Pricier

Pricier than 9% of homes nearby

Living area1,856 ft²
SmallerTypical 2,758 ft²Bigger

Bigger than 22% of homes nearby

Lot size1,767 ft²
SmallerTypical 0.25 acBigger

Bigger than 2% of homes nearby

Year built1995
OlderTypical 1997Newer

Newer than 34% of homes nearby

How 3940 Garnette Ct ranks against every home in each area.
MeasureThis homeNaperville 60564Will County
Estimated valuepricier than$426,70212% of homes63% of homes
Price per ft²pricier than$2309% of homes68% of homes
Living areabigger than1,856 ft²22% of homes52% of homes
Lot sizebigger than1,767 ft²2% of homesalmost no homes
Year builtnewer than199534% of homes53% of homes

About 3940 Garnette Ct

How much is 3940 Garnette Ct, Naperville, IL worth?

The TopHap Estimate for 3940 Garnette Ct, Naperville, IL is $426,702 as of Jul 14, 2026. The likely range is $415,559 to $437,845. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3940 Garnette Ct, Naperville, IL last sell?

3940 Garnette Ct, Naperville, IL last sold on Jul 26, 2019 for $253,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 3940 Garnette Ct, Naperville, IL?

3940 Garnette Ct, Naperville, IL has 2 bedrooms, 2.5 bathrooms, 1,856 square feet of living space and a 0.04-acre lot.

When was 3940 Garnette Ct, Naperville, IL built?

3940 Garnette Ct, Naperville, IL was built in 1995, making it 31 years old. It is a townhouse home. The building has 2 stories.

What schools serve 3940 Garnette Ct, Naperville, IL?

3940 Garnette Ct, Naperville, IL is assigned to Patterson Elementary School (elementary), rated A; Gregory Middle School (middle), rated A; Neuqua Valley High School (high), rated A+. All sit in Indian Prairie Community Unit School District 204. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3940 Garnette Ct, Naperville, IL compare to other homes in Naperville 60564?

Among the 14,721 homes in Naperville 60564, it is worth more than 12% of them ($426,702 against a typical $749,500), its price per square foot is higher than 9% of them ($230 against a typical $268), it is bigger than 22% of them (1,856 ft² against a typical 2,758 ft²), its lot is bigger than 2% of them (1,767 ft² against a typical 0.25 ac) and it is newer than 34% of them (1995 against a typical 1997). Measured against all of Will County, it is worth more than 63% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3940 Garnette Ct, Naperville, IL?

The 2025 property tax bill for 3940 Garnette Ct, Naperville, IL was $7,065. The county assessed it at $110,343.

Closest homes

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Assigned schools

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