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Rural ResidenceResidential
$323,523$210 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 52How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3940 N RIVER RD

BAKER, WV 26801
3
Beds
2 / 1
Baths
1,540 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
55.34 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$324K
$169K low$478K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$323,523
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$258,818

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$361 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$46,920 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,740
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$33,180
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$45,740
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$78,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyHardy
Lot (acres)The size of the land the home sits on, from county records.55.34
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
East Hardy Elementary SchoolC
Elementary · Grades PK–6 · 5.5 mi
H
East Hardy High SchoolC
High · Grades 7–12 · 5.5 mi

District: Hardy County School District

Neighborhood · ZIP 26801These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.128
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.59%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,124
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.15 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,559
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,501
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.40%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3940 N River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 77% of homes in Hardy County
  • Costs more per square foot than 76% of homes in Hardy County
  • Has a bigger lot than 94% of homes in Hardy County

What homes are worth in Baker 26801

Each bar is how many homes fall in that price range. The marker is this home.

This home
$65K$784K

This home is worth more than 63% of homes in Baker 26801.

How it measures up in Baker 26801

The dot is this home. The mark in the middle is the typical home in Baker 26801.

Estimated value$323,523
CheaperTypical $268,913Pricier

Pricier than 63% of homes nearby

Price per ft²$210
CheaperTypical $186Pricier

Pricier than 63% of homes nearby

Living area1,540 ft²
SmallerTypical 1,520 ft²Bigger

Bigger than 51% of homes nearby

Lot size55.34 ac
SmallerTypical 5 acBigger

Bigger than 88% of homes nearby

Year built1987
OlderTypical 1986Newer

Newer than 52% of homes nearby

How 3940 N River Rd ranks against every home in each area.
MeasureThis homeBaker 26801Hardy County
Estimated valuepricier than$323,52363% of homes77% of homes
Price per ft²pricier than$21063% of homes76% of homes
Living areabigger than1,540 ft²51% of homes57% of homes
Lot sizebigger than55.34 ac88% of homes94% of homes
Year builtnewer than198752% of homes56% of homes

About 3940 N River Rd

How much is 3940 N River Rd, Baker, WV worth?

The TopHap Estimate for 3940 N River Rd, Baker, WV is $323,523 as of Jul 14, 2026. The likely range is $168,575 to $478,471. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 3940 N River Rd, Baker, WV?

3940 N River Rd, Baker, WV has 3 bedrooms, 2 bathrooms, 1,540 square feet of living space and a 55.34-acre lot.

When was 3940 N River Rd, Baker, WV built?

3940 N River Rd, Baker, WV was built in 1987, making it 39 years old. It is a ranch home. The building has 1 story.

What schools serve 3940 N River Rd, Baker, WV?

3940 N River Rd, Baker, WV is assigned to East Hardy Elementary School (elementary), rated C; East Hardy High School (high), rated C. All sit in Hardy County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3940 N River Rd, Baker, WV compare to other homes in Baker 26801?

Among the 734 homes in Baker 26801, it is worth more than 63% of them ($323,523 against a typical $268,913), its price per square foot is higher than 63% of them ($210 against a typical $186), it is bigger than 51% of them (1,540 ft² against a typical 1,520 ft²), its lot is bigger than 88% of them (55.34 ac against a typical 5 ac) and it is newer than 52% of them (1987 against a typical 1986). Measured against all of Hardy County, it is worth more than 77% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3940 N River Rd, Baker, WV?

The 2025 property tax bill for 3940 N River Rd, Baker, WV was $361. The county assessed it at $46,920.

Closest homes

More homes in Baker 26801

Assigned schools

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