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Single Family ResidentialResidential
$311,099$165 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3940 RUFFIN AVE SW

ALBUQUERQUE, NM 87105
2
Baths
1,883 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1962
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$311K
$293K low$329K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$311,099
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$248,879

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,649 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$58,007 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,611
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$44,396
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$56,318
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$174,040

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
66
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
35
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
80
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
2
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
40
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.27 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyBERNALILLO
Lot (acres)The size of the land the home sits on, from county records.0.25
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Adobe Acres Elementary SchoolC+
Elementary · Grades PK–5 · 0.2 mi
M
Harrison Middle SchoolC-
Middle · Grades 6–8 · 0.7 mi
H
Rio Grande High SchoolD-
High · Grades 9–12 · 2.0 mi

District: Albuquerque Public Schools

Neighborhood · ZIP 87105These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.98
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.130

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.52,010
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.648 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$48,656
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$61,479
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.9 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.76%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3940 Ruffin Ave Sw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 70% of homes in Albuquerque 87105
  • Costs less per square foot than 86% of homes in Bernalillo County
  • Bigger than 70% of homes in Albuquerque 87105
  • Has a bigger lot than 78% of homes in Bernalillo County
  • Older than 73% of homes in Bernalillo County

What homes are worth in Albuquerque 87105

Each bar is how many homes fall in that price range. The marker is this home.

This home
$137K$746K

This home is worth more than 70% of homes in Albuquerque 87105.

How it measures up in Albuquerque 87105

The dot is this home. The mark in the middle is the typical home in Albuquerque 87105.

Estimated value$311,099
CheaperTypical $261,469Pricier

Pricier than 70% of homes nearby

Price per ft²$165
CheaperTypical $173Pricier

Pricier than 41% of homes nearby

Living area1,883 ft²
SmallerTypical 1,530 ft²Bigger

Bigger than 70% of homes nearby

Lot size0.25 ac
SmallerTypical 0.26 acBigger

Bigger than 48% of homes nearby

Year built1962
OlderTypical 1963Newer

Newer than 48% of homes nearby

How 3940 Ruffin Ave Sw ranks against every home in each area.
MeasureThis homeAlbuquerque 87105Bernalillo County
Estimated valuepricier than$311,09970% of homes38% of homes
Price per ft²pricier than$16541% of homes14% of homes
Living areabigger than1,883 ft²70% of homes60% of homes
Lot sizebigger than0.25 ac48% of homes78% of homes
Year builtnewer than196248% of homes27% of homes

About 3940 Ruffin Ave Sw

How much is 3940 Ruffin Ave Sw, Albuquerque, NM worth?

The TopHap Estimate for 3940 Ruffin Ave Sw, Albuquerque, NM is $311,099 as of Jul 14, 2026. The likely range is $292,728 to $329,470. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3940 Ruffin Ave Sw, Albuquerque, NM last sell?

3940 Ruffin Ave Sw, Albuquerque, NM last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3940 Ruffin Ave Sw, Albuquerque, NM?

3940 Ruffin Ave Sw, Albuquerque, NM has 2 bathrooms, 1,883 square feet of living space and a 0.25-acre lot.

When was 3940 Ruffin Ave Sw, Albuquerque, NM built?

3940 Ruffin Ave Sw, Albuquerque, NM was built in 1962, making it 64 years old. The building has 1 story.

What schools serve 3940 Ruffin Ave Sw, Albuquerque, NM?

3940 Ruffin Ave Sw, Albuquerque, NM is assigned to Adobe Acres Elementary School (elementary), rated C+; Harrison Middle School (middle), rated C-; Rio Grande High School (high), rated D-. All sit in Albuquerque Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3940 Ruffin Ave Sw, Albuquerque, NM compare to other homes in Albuquerque 87105?

Among the 18,092 homes in Albuquerque 87105, it is worth more than 70% of them ($311,099 against a typical $261,469), its price per square foot is higher than 41% of them ($165 against a typical $173), it is bigger than 70% of them (1,883 ft² against a typical 1,530 ft²), its lot is bigger than 48% of them (0.25 ac against a typical 0.26 ac) and it is newer than 48% of them (1962 against a typical 1963). Measured against all of Bernalillo County, it is worth more than 38% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3940 Ruffin Ave Sw, Albuquerque, NM?

The 2025 property tax bill for 3940 Ruffin Ave Sw, Albuquerque, NM was $1,649. The county assessed it at $58,007.

Closest homes

More homes in Albuquerque 87105

Assigned schools

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