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Single Family ResidenceResidential
$537,529$505 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 71How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $243,700 on Aug 1, 2014

3945 RIVER OAK LN

SEBASTIAN, FL 32976
2
Beds
2
Baths
1,064 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1965
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$538K
$382K low$693K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$243,700 · Aug 1, 2014
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$537,529
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$430,023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,404 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$279,390 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$272,050
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$463,730

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.69
95
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
40
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
95
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
71
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
47
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.24 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.99%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBREVARD
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1996
Lot (acres)The size of the land the home sits on, from county records.0.13
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Canal Front
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 434 ft²Patio · 170 ft²Porch · 718 ft²Boat access

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sunrise Elementary SchoolC
Elementary · Grades PK–6 · 8.9 mi
H
Bayside High SchoolD+
High · Grades 9–12 · 13.0 mi
M
Southwest Middle SchoolD+
Middle · Grades 7–8 · 14.1 mi

District: Brevard County School District

Neighborhood · ZIP 32976These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.143
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.11,275
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.367 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$50,682
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,446
Average tempThe average temperature here across a full year.73°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3945 River Oak Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 81% of homes in Sebastian 32976
  • Costs more per square foot than 98% of homes in Sebastian 32976
  • Smaller than 86% of homes in Brevard County
  • Has a smaller lot than 77% of homes in Brevard County
  • Older than 95% of homes in Sebastian 32976

What homes are worth in Sebastian 32976

Each bar is how many homes fall in that price range. The marker is this home.

This home
$126K$1.1M

This home is worth more than 81% of homes in Sebastian 32976.

How it measures up in Sebastian 32976

The dot is this home. The mark in the middle is the typical home in Sebastian 32976.

Estimated value$537,529
CheaperTypical $373,092Pricier

Pricier than 81% of homes nearby

Price per ft²$505
CheaperTypical $226Pricier

Pricier than 98% of homes nearby

Living area1,064 ft²
SmallerTypical 1,248 ft²Bigger

Bigger than 27% of homes nearby

Lot size0.13 ac
SmallerTypical 0.11 acBigger

Bigger than 62% of homes nearby

Year built1965
OlderTypical 1987Newer

Newer than 5% of homes nearby

How 3945 River Oak Ln ranks against every home in each area.
MeasureThis homeSebastian 32976Brevard County
Estimated valuepricier than$537,52981% of homes81% of homes
Price per ft²pricier than$50598% of homes98% of homes
Living areabigger than1,064 ft²27% of homes14% of homes
Lot sizebigger than0.13 ac62% of homes23% of homes
Year builtnewer than19655% of homes16% of homes

About 3945 River Oak Ln

How much is 3945 River Oak Ln, Sebastian, FL worth?

The TopHap Estimate for 3945 River Oak Ln, Sebastian, FL is $537,529 as of Jul 14, 2026. The likely range is $382,458 to $692,600. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3945 River Oak Ln, Sebastian, FL last sell?

3945 River Oak Ln, Sebastian, FL last sold on Aug 1, 2014 for $243,700, according to the county's recorded deed.

How big is 3945 River Oak Ln, Sebastian, FL?

3945 River Oak Ln, Sebastian, FL has 2 bedrooms, 2 bathrooms, 1,064 square feet of living space and a 0.13-acre lot.

When was 3945 River Oak Ln, Sebastian, FL built?

3945 River Oak Ln, Sebastian, FL was built in 1965, making it 61 years old. The building has 1 story.

What schools serve 3945 River Oak Ln, Sebastian, FL?

3945 River Oak Ln, Sebastian, FL is assigned to Sunrise Elementary School (elementary), rated C; Bayside High School (high), rated D+; Southwest Middle School (middle), rated D+. All sit in Brevard County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3945 River Oak Ln, Sebastian, FL compare to other homes in Sebastian 32976?

Among the 6,521 homes in Sebastian 32976, it is worth more than 81% of them ($537,529 against a typical $373,092), its price per square foot is higher than 98% of them ($505 against a typical $226), it is bigger than 27% of them (1,064 ft² against a typical 1,248 ft²), its lot is bigger than 62% of them (0.13 ac against a typical 0.11 ac) and it is newer than 5% of them (1965 against a typical 1987). Measured against all of Brevard County, it is worth more than 81% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3945 River Oak Ln, Sebastian, FL?

The 2025 property tax bill for 3945 River Oak Ln, Sebastian, FL was $3,404. The county assessed it at $279,390.

Closest homes

More homes in Sebastian 32976

Assigned schools

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