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Single Family ResidenceResidential
$78,749$116 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 67How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3945 ROSS RD

GARY, IN 46408
2
Beds
1
Baths
678 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.69 ac
Lot SizeThe size of the land the home sits on, from county records.
1936
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$79K
$53K low$105K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$9,149
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$7,319
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.83%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$69,600
FIRST FINANCIAL BANK · recorded May 10, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$709 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$80,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$24,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$56,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$73,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$80,800

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLake
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1975
Lot (acres)The size of the land the home sits on, from county records.0.69
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 240 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Calumet New Tech High SchoolC-
High · Grades 9–12 · 0.3 mi
E
Longfellow New Tech Elementary SchoolD-
Elementary · Grades KG–4 · 0.8 mi
M
Lake Ridge New Tech Middle SchoolC-
Middle · Grades 5–8 · 1.1 mi

District: Lake Ridge Schools

Neighborhood · ZIP 46408These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.152
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.25%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.15,433
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,581 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$45,667
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$57,120
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3945 Ross Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Lake County
  • Costs more per square foot than 79% of homes in Gary 46408
  • Smaller than 98% of homes in Lake County
  • Has a bigger lot than 92% of homes in Gary 46408
  • Older than 84% of homes in Lake County

What homes are worth in Gary 46408

Each bar is how many homes fall in that price range. The marker is this home.

This home
$21K$260K

This home is worth more than 33% of homes in Gary 46408.

How it measures up in Gary 46408

The dot is this home. The mark in the middle is the typical home in Gary 46408.

Estimated value$78,749
CheaperTypical $103,632Pricier

Pricier than 33% of homes nearby

Price per ft²$116
CheaperTypical $80Pricier

Pricier than 79% of homes nearby

Living area678 ft²
SmallerTypical 1,276 ft²Bigger

Bigger than 3% of homes nearby

Lot size0.69 ac
SmallerTypical 0.14 acBigger

Bigger than 92% of homes nearby

Year built1936
OlderTypical 1947Newer

Newer than 28% of homes nearby

How 3945 Ross Rd ranks against every home in each area.
MeasureThis homeGary 46408Lake County
Estimated valuepricier than$78,74933% of homes9% of homes
Price per ft²pricier than$11679% of homes30% of homes
Living areabigger than678 ft²3% of homes2% of homes
Lot sizebigger than0.69 ac92% of homes91% of homes
Year builtnewer than193628% of homes16% of homes

About 3945 Ross Rd

How much is 3945 Ross Rd, Gary, IN worth?

The TopHap Estimate for 3945 Ross Rd, Gary, IN is $78,749 as of Jul 14, 2026. The likely range is $52,867 to $104,631. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3945 Ross Rd, Gary, IN last sell?

3945 Ross Rd, Gary, IN last sold on May 10, 2022, according to the county's recorded deed.

How big is 3945 Ross Rd, Gary, IN?

3945 Ross Rd, Gary, IN has 2 bedrooms, 1 bathrooms, 678 square feet of living space and a 0.69-acre lot.

When was 3945 Ross Rd, Gary, IN built?

3945 Ross Rd, Gary, IN was built in 1936, making it 90 years old. The building has 1 story.

What schools serve 3945 Ross Rd, Gary, IN?

3945 Ross Rd, Gary, IN is assigned to Calumet New Tech High School (high), rated C-; Longfellow New Tech Elementary School (elementary), rated D-; Lake Ridge New Tech Middle School (middle), rated C-. All sit in Lake Ridge Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3945 Ross Rd, Gary, IN compare to other homes in Gary 46408?

Among the 6,273 homes in Gary 46408, it is worth more than 33% of them ($78,749 against a typical $103,632), its price per square foot is higher than 79% of them ($116 against a typical $80), it is bigger than 3% of them (678 ft² against a typical 1,276 ft²), its lot is bigger than 92% of them (0.69 ac against a typical 0.14 ac) and it is newer than 28% of them (1936 against a typical 1947). Measured against all of Lake County, it is worth more than 9% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3945 Ross Rd, Gary, IN?

The 2024 property tax bill for 3945 Ross Rd, Gary, IN was $709. The county assessed it at $80,800.

Closest homes

More homes in Gary 46408

Assigned schools

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