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Single Family ResidenceResidential
$125,307$121 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

4020 ROSS RD

GARY, IN 46408
3
Beds
1
Baths
1,034 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.48 ac
Lot SizeThe size of the land the home sits on, from county records.
1929
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$125K
$116K low$135K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$73,460
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$58,768
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.39%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$51,847
WELLS FARGO BANK NA · recorded Apr 5, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$566 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$108,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$18,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$90,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$98,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$108,400

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLake
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1930
Lot (acres)The size of the land the home sits on, from county records.0.48
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Calumet New Tech High SchoolC-
High · Grades 9–12 · 0.3 mi
E
Longfellow New Tech Elementary SchoolD-
Elementary · Grades KG–4 · 0.8 mi
M
Lake Ridge New Tech Middle SchoolC-
Middle · Grades 5–8 · 1.1 mi

District: Lake Ridge Schools

Neighborhood · ZIP 46408These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.152
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.25%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.15,433
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,581 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$45,667
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$57,120
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4020 Ross Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Lake County
  • Costs more per square foot than 82% of homes in Gary 46408
  • Smaller than 83% of homes in Lake County
  • Has a bigger lot than 88% of homes in Lake County
  • Older than 85% of homes in Lake County

What homes are worth in Gary 46408

Each bar is how many homes fall in that price range. The marker is this home.

This home
$21K$260K

This home is worth more than 63% of homes in Gary 46408.

How it measures up in Gary 46408

The dot is this home. The mark in the middle is the typical home in Gary 46408.

Estimated value$125,307
CheaperTypical $103,632Pricier

Pricier than 63% of homes nearby

Price per ft²$121
CheaperTypical $80Pricier

Pricier than 82% of homes nearby

Living area1,034 ft²
SmallerTypical 1,276 ft²Bigger

Bigger than 32% of homes nearby

Lot size0.48 ac
SmallerTypical 0.14 acBigger

Bigger than 87% of homes nearby

Year built1929
OlderTypical 1947Newer

Newer than 24% of homes nearby

How 4020 Ross Rd ranks against every home in each area.
MeasureThis homeGary 46408Lake County
Estimated valuepricier than$125,30763% of homes18% of homes
Price per ft²pricier than$12182% of homes32% of homes
Living areabigger than1,034 ft²32% of homes17% of homes
Lot sizebigger than0.48 ac87% of homes88% of homes
Year builtnewer than192924% of homes15% of homes

About 4020 Ross Rd

How much is 4020 Ross Rd, Gary, IN worth?

The TopHap Estimate for 4020 Ross Rd, Gary, IN is $125,307 as of Jul 14, 2026. The likely range is $116,064 to $134,550. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4020 Ross Rd, Gary, IN last sell?

4020 Ross Rd, Gary, IN last sold on Nov 17, 1998, according to the county's recorded deed.

How big is 4020 Ross Rd, Gary, IN?

4020 Ross Rd, Gary, IN has 3 bedrooms, 1 bathrooms, 1,034 square feet of living space and a 0.48-acre lot.

When was 4020 Ross Rd, Gary, IN built?

4020 Ross Rd, Gary, IN was built in 1929, making it 97 years old. The building has 1 story.

What schools serve 4020 Ross Rd, Gary, IN?

4020 Ross Rd, Gary, IN is assigned to Calumet New Tech High School (high), rated C-; Longfellow New Tech Elementary School (elementary), rated D-; Lake Ridge New Tech Middle School (middle), rated C-. All sit in Lake Ridge Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4020 Ross Rd, Gary, IN compare to other homes in Gary 46408?

Among the 6,273 homes in Gary 46408, it is worth more than 63% of them ($125,307 against a typical $103,632), its price per square foot is higher than 82% of them ($121 against a typical $80), it is bigger than 32% of them (1,034 ft² against a typical 1,276 ft²), its lot is bigger than 87% of them (0.48 ac against a typical 0.14 ac) and it is newer than 24% of them (1929 against a typical 1947). Measured against all of Lake County, it is worth more than 18% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4020 Ross Rd, Gary, IN?

The 2024 property tax bill for 4020 Ross Rd, Gary, IN was $566. The county assessed it at $108,400.

Closest homes

More homes in Gary 46408

Assigned schools

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