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Single Family ResidenceResidential
$270,331$88 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $170,000 on Sep 25, 2013

395 RICHARD ST

SPRING ARBOR, MI 49283
3.5
Baths
3,087 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.35 ac
Lot SizeThe size of the land the home sits on, from county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$270K
$209K low$332K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$170,000 · Sep 25, 2013
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.139%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$173,000
CROSSCOUNTRY MORTGAGE INC CROSSCOUNTRY MORTGAGE INC · recorded Oct 12, 2016
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$165,000
TOP FLITE FINANCIAL INC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,116 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$172,200 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$156,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$344,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.39 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJACKSON
Lot (acres)The size of the land the home sits on, from county records.0.35
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Warner Elementary SchoolB
Elementary · Grades KG–5 · 0.4 mi
H
Western High SchoolB+
High · Grades 9–12 · 2.4 mi
M
Western Middle SchoolB+
Middle · Grades 6–8 · 2.5 mi

District: Western School District

Neighborhood · ZIP 49283These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.72
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.28

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.5,172
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.377 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,746
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,393
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.51%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

395 Richard St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Jackson County
  • Costs less per square foot than 96% of homes in Spring Arbor 49283
  • Bigger than 97% of homes in Spring Arbor 49283
  • Has a smaller lot than 84% of homes in Spring Arbor 49283

What homes are worth in Spring Arbor 49283

Each bar is how many homes fall in that price range. The marker is this home.

This home
$64K$537K

This home is worth more than 55% of homes in Spring Arbor 49283.

How it measures up in Spring Arbor 49283

The dot is this home. The mark in the middle is the typical home in Spring Arbor 49283.

Estimated value$270,331
CheaperTypical $263,819Pricier

Pricier than 55% of homes nearby

Price per ft²$88
CheaperTypical $172Pricier

Pricier than 4% of homes nearby

Living area3,087 ft²
SmallerTypical 1,584 ft²Bigger

Bigger than 97% of homes nearby

Lot size0.35 ac
SmallerTypical 0.74 acBigger

Bigger than 16% of homes nearby

How 395 Richard St ranks against every home in each area.
MeasureThis homeSpring Arbor 49283Jackson County
Estimated valuepricier than$270,33155% of homes69% of homes
Price per ft²pricier than$884% of homes13% of homes
Living areabigger than3,087 ft²97% of homes97% of homes
Lot sizebigger than0.35 ac16% of homes40% of homes

About 395 Richard St

How much is 395 Richard St, Spring Arbor, MI worth?

The TopHap Estimate for 395 Richard St, Spring Arbor, MI is $270,331 as of Jul 14, 2026. The likely range is $208,552 to $332,110. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 395 Richard St, Spring Arbor, MI last sell?

395 Richard St, Spring Arbor, MI last sold on Sep 25, 2013 for $170,000, according to the county's recorded deed.

How big is 395 Richard St, Spring Arbor, MI?

395 Richard St, Spring Arbor, MI has 3.5 bathrooms, 3,087 square feet of living space and a 0.35-acre lot.

What schools serve 395 Richard St, Spring Arbor, MI?

395 Richard St, Spring Arbor, MI is assigned to Warner Elementary School (elementary), rated B; Western High School (high), rated B+; Western Middle School (middle), rated B+. All sit in Western School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 395 Richard St, Spring Arbor, MI compare to other homes in Spring Arbor 49283?

Among the 1,084 homes in Spring Arbor 49283, it is worth more than 55% of them ($270,331 against a typical $263,819), its price per square foot is higher than 4% of them ($88 against a typical $172), it is bigger than 97% of them (3,087 ft² against a typical 1,584 ft²) and its lot is bigger than 16% of them (0.35 ac against a typical 0.74 ac). Measured against all of Jackson County, it is worth more than 69% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 395 Richard St, Spring Arbor, MI?

The 2025 property tax bill for 395 Richard St, Spring Arbor, MI was $2,116. The county assessed it at $172,200.

Closest homes

More homes in Spring Arbor 49283

Assigned schools

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