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Single Family ResidenceResidential
$264,538$193 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $175,000 on Nov 14, 2003

398 RICHARD ST

SPRING ARBOR, MI 49283
2
Baths
1,372 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.38 ac
Lot SizeThe size of the land the home sits on, from county records.
1973
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$265K
$245K low$284K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$175,000 · Nov 14, 2003
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$87,538
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$70,030
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.77%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$177,000
APPROVAL ONE FINANCIAL SERVICES INC · recorded May 10, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,643 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$120,100 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$106,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$240,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bi-Level
CountyJACKSON
Lot (acres)The size of the land the home sits on, from county records.0.38
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Warner Elementary SchoolB
Elementary · Grades KG–5 · 0.5 mi
H
Western High SchoolB+
High · Grades 9–12 · 2.3 mi
M
Western Middle SchoolB+
Middle · Grades 6–8 · 2.4 mi

District: Western School District

Neighborhood · ZIP 49283These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.72
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.28

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.5,172
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.377 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,746
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,393
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.51%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

398 Richard St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 68% of homes in Jackson County
  • Costs more per square foot than 75% of homes in Jackson County
  • Smaller than 67% of homes in Spring Arbor 49283
  • Has a smaller lot than 80% of homes in Spring Arbor 49283

What homes are worth in Spring Arbor 49283

Each bar is how many homes fall in that price range. The marker is this home.

This home
$64K$537K

This home is worth more than 51% of homes in Spring Arbor 49283.

How it measures up in Spring Arbor 49283

The dot is this home. The mark in the middle is the typical home in Spring Arbor 49283.

Estimated value$264,538
CheaperTypical $263,819Pricier

Pricier than 51% of homes nearby

Price per ft²$193
CheaperTypical $172Pricier

Pricier than 64% of homes nearby

Living area1,372 ft²
SmallerTypical 1,584 ft²Bigger

Bigger than 33% of homes nearby

Lot size0.38 ac
SmallerTypical 0.74 acBigger

Bigger than 20% of homes nearby

Year built1973
OlderTypical 1973Newer

Newer than 51% of homes nearby

How 398 Richard St ranks against every home in each area.
MeasureThis homeSpring Arbor 49283Jackson County
Estimated valuepricier than$264,53851% of homes68% of homes
Price per ft²pricier than$19364% of homes75% of homes
Living areabigger than1,372 ft²33% of homes47% of homes
Lot sizebigger than0.38 ac20% of homes42% of homes
Year builtnewer than197351% of homes62% of homes

About 398 Richard St

How much is 398 Richard St, Spring Arbor, MI worth?

The TopHap Estimate for 398 Richard St, Spring Arbor, MI is $264,538 as of Jul 14, 2026. The likely range is $245,063 to $284,013. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 398 Richard St, Spring Arbor, MI last sell?

398 Richard St, Spring Arbor, MI last sold on Nov 14, 2003 for $175,000, according to the county's recorded deed.

How big is 398 Richard St, Spring Arbor, MI?

398 Richard St, Spring Arbor, MI has 2 bathrooms, 1,372 square feet of living space and a 0.38-acre lot.

When was 398 Richard St, Spring Arbor, MI built?

398 Richard St, Spring Arbor, MI was built in 1973, making it 53 years old. It is a bi-level home.

What schools serve 398 Richard St, Spring Arbor, MI?

398 Richard St, Spring Arbor, MI is assigned to Warner Elementary School (elementary), rated B; Western High School (high), rated B+; Western Middle School (middle), rated B+. All sit in Western School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 398 Richard St, Spring Arbor, MI compare to other homes in Spring Arbor 49283?

Among the 1,084 homes in Spring Arbor 49283, it is worth more than 51% of them ($264,538 against a typical $263,819), its price per square foot is higher than 64% of them ($193 against a typical $172), it is bigger than 33% of them (1,372 ft² against a typical 1,584 ft²), its lot is bigger than 20% of them (0.38 ac against a typical 0.74 ac) and it is newer than 51% of them (1973 against a typical 1973). Measured against all of Jackson County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 398 Richard St, Spring Arbor, MI?

The 2025 property tax bill for 398 Richard St, Spring Arbor, MI was $1,643. The county assessed it at $120,100.

Closest homes

More homes in Spring Arbor 49283

Assigned schools

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