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Single Family ResidenceResidential
$424,609$278 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

395 RIDGE LN

PAYSON, UT 84651
3
Beds
2.5
Baths
1,530 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1954
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$425K
$381K low$468K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$156,477
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$125,182
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.65%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$268,132
FIRST COLONY MORTGAGE CORP · recorded May 28, 2021

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$262,845 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$265,540
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$477,900

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.A-Frame
CountyUTAH
Lot (acres)The size of the land the home sits on, from county records.0.21
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 160 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Barnett Elementary SchoolC-
Elementary · Grades PK–5 · 1.0 mi
H
Salem Hills High SchoolB+
High · Grades 10–12 · 2.5 mi
M
Valley View Middle SchoolB+
Middle · Grades 6–7 · 3.5 mi

District: Nebo School District

Neighborhood · ZIP 84651These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.80
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.219

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.33,001
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.261 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$91,091
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$108,802
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.23 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

395 Ridge Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 78% of homes in Utah County
  • Costs less per square foot than 74% of homes in Payson 84651
  • Older than 93% of homes in Utah County

What homes are worth in Payson 84651

Each bar is how many homes fall in that price range. The marker is this home.

This home
$276K$1.4M

This home is worth more than 27% of homes in Payson 84651.

How it measures up in Payson 84651

The dot is this home. The mark in the middle is the typical home in Payson 84651.

Estimated value$424,609
CheaperTypical $500,718Pricier

Pricier than 27% of homes nearby

Price per ft²$278
CheaperTypical $344Pricier

Pricier than 26% of homes nearby

Living area1,530 ft²
SmallerTypical 1,532 ft²Bigger

Bigger than 50% of homes nearby

Lot size0.21 ac
SmallerTypical 0.23 acBigger

Bigger than 41% of homes nearby

Year built1954
OlderTypical 2000Newer

Newer than 13% of homes nearby

How 395 Ridge Ln ranks against every home in each area.
MeasureThis homePayson 84651Utah County
Estimated valuepricier than$424,60927% of homes22% of homes
Price per ft²pricier than$27826% of homes29% of homes
Living areabigger than1,530 ft²50% of homes38% of homes
Lot sizebigger than0.21 ac41% of homes54% of homes
Year builtnewer than195413% of homes7% of homes

About 395 Ridge Ln

How much is 395 Ridge Ln, Payson, UT worth?

The TopHap Estimate for 395 Ridge Ln, Payson, UT is $424,609 as of Jul 14, 2026. The likely range is $380,786 to $468,432. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 395 Ridge Ln, Payson, UT last sell?

395 Ridge Ln, Payson, UT last sold on Jul 15, 2019, according to the county's recorded deed.

How big is 395 Ridge Ln, Payson, UT?

395 Ridge Ln, Payson, UT has 3 bedrooms, 2.5 bathrooms, 1,530 square feet of living space and a 0.21-acre lot.

When was 395 Ridge Ln, Payson, UT built?

395 Ridge Ln, Payson, UT was built in 1954, making it 72 years old. It is a a-frame home. The building has 1 story.

What schools serve 395 Ridge Ln, Payson, UT?

395 Ridge Ln, Payson, UT is assigned to Barnett Elementary School (elementary), rated C-; Salem Hills High School (high), rated B+; Valley View Middle School (middle), rated B+. All sit in Nebo School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 395 Ridge Ln, Payson, UT compare to other homes in Payson 84651?

Among the 8,345 homes in Payson 84651, it is worth more than 27% of them ($424,609 against a typical $500,718), its price per square foot is higher than 26% of them ($278 against a typical $344), it is bigger than 50% of them (1,530 ft² against a typical 1,532 ft²), its lot is bigger than 41% of them (0.21 ac against a typical 0.23 ac) and it is newer than 13% of them (1954 against a typical 2000). Measured against all of Utah County, it is worth more than 22% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Payson 84651

Assigned schools

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