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Single Family ResidenceResidential
$508,370$297 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $205,600 on Nov 28, 2005

445 RIDGE LN

PAYSON, UT 84651
3
Beds
2
Baths
1,713 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.04 ac
Lot SizeThe size of the land the home sits on, from county records.
1955
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$508K
$473K low$544K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$205,600 · Nov 28, 2005
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$234,388
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$187,510
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.54%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$164,500
CITIMORTGAGE INC · R · recorded Nov 28, 2005
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$109,482
CITIBANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,163 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$304,530 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$318,015
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$551,400

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.A-Frame
CountyUTAH
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1997
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckPatio · 814 ft²Porch · 497 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Barnett Elementary SchoolC-
Elementary · Grades PK–5 · 1.0 mi
H
Salem Hills High SchoolB+
High · Grades 10–12 · 2.5 mi
M
Valley View Middle SchoolB+
Middle · Grades 6–7 · 3.4 mi

District: Nebo School District

Neighborhood · ZIP 84651These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.80
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.219

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.33,001
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.261 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$91,091
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$108,802
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.23 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

445 Ridge Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 68% of homes in Payson 84651
  • Has a bigger lot than 96% of homes in Utah County
  • Older than 92% of homes in Utah County

What homes are worth in Payson 84651

Each bar is how many homes fall in that price range. The marker is this home.

This home
$278K$1.4M

This home is worth more than 52% of homes in Payson 84651.

How it measures up in Payson 84651

The dot is this home. The mark in the middle is the typical home in Payson 84651.

Estimated value$508,370
CheaperTypical $501,707Pricier

Pricier than 52% of homes nearby

Price per ft²$297
CheaperTypical $344Pricier

Pricier than 32% of homes nearby

Living area1,713 ft²
SmallerTypical 1,536 ft²Bigger

Bigger than 62% of homes nearby

Lot size1.04 ac
SmallerTypical 0.23 acBigger

Bigger than 92% of homes nearby

Year built1955
OlderTypical 2000Newer

Newer than 13% of homes nearby

How 445 Ridge Ln ranks against every home in each area.
MeasureThis homePayson 84651Utah County
Estimated valuepricier than$508,37052% of homes42% of homes
Price per ft²pricier than$29732% of homes38% of homes
Living areabigger than1,713 ft²62% of homes51% of homes
Lot sizebigger than1.04 ac92% of homes96% of homes
Year builtnewer than195513% of homes8% of homes

About 445 Ridge Ln

How much is 445 Ridge Ln, Payson, UT worth?

The TopHap Estimate for 445 Ridge Ln, Payson, UT is $508,370 as of Jul 14, 2026. The likely range is $472,773 to $543,967. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 445 Ridge Ln, Payson, UT last sell?

445 Ridge Ln, Payson, UT last sold on Nov 28, 2005 for $205,600, according to the county's recorded deed.

How big is 445 Ridge Ln, Payson, UT?

445 Ridge Ln, Payson, UT has 3 bedrooms, 2 bathrooms and 1,713 square feet of living space.

When was 445 Ridge Ln, Payson, UT built?

445 Ridge Ln, Payson, UT was built in 1955, making it 71 years old. It is a a-frame home. The building has 1 story.

What schools serve 445 Ridge Ln, Payson, UT?

445 Ridge Ln, Payson, UT is assigned to Barnett Elementary School (elementary), rated C-; Salem Hills High School (high), rated B+; Valley View Middle School (middle), rated B+. All sit in Nebo School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 445 Ridge Ln, Payson, UT compare to other homes in Payson 84651?

Among the 8,345 homes in Payson 84651, it is worth more than 52% of them ($508,370 against a typical $501,707), its price per square foot is higher than 32% of them ($297 against a typical $344), it is bigger than 62% of them (1,713 ft² against a typical 1,536 ft²), its lot is bigger than 92% of them (1.04 ac against a typical 0.23 ac) and it is newer than 13% of them (1955 against a typical 2000). Measured against all of Utah County, it is worth more than 42% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 445 Ridge Ln, Payson, UT?

The 2025 property tax bill for 445 Ridge Ln, Payson, UT was $3,163. The county assessed it at $304,530.

Closest homes

More homes in Payson 84651

Assigned schools

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